720 Pine Ct, Mt Zion, IL 62549 Property Records

Macon County property record for 720 Pine Ct, Mt Zion, IL 62549

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,775 sqft · built 1975
Lot Size	0.37 acres (16,117 sqft)
Owner	2 Individual Names on Record
Last Sale	$229,000 (May 2026)
Tax Bill	$4,398 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage May 2026 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`12-17-04-426-015`

Property Details

APN / Parcel Number

Primary APN	`12-17-04-426-015`
Alternative APN	`17-04-426-015`

Interior

Full Baths	3 Baths
Building Area	1,775 sqft Living Area
1st Floor Area	1,775 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Split Level
Exterior Material	Wood
Construction Type	Frame
Lot Area	16,117 sqft (0.37 acres)
Garage Area	650 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	121704426015
Street Address	720 PINE CT
City	MT ZION
State	IL
Zip	62549-1421
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNICIPAL
Legal Description	L 0006 B 00 SOPHIA JONES 2ND 58 12 2 03 0031 015 00 IRREG
Legal Subdivision	SOPHIE JONES ADD 02
Jurisdiction	MACON IL
Township / Civil Division	MOUNT ZION
Census Block Group	1
Census Block	1005
Census Tract	2500

Owner

Source: Macon County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	720 PINE CT, MT ZION, IL 62549-1421
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
May 28, 2026	Warranty Deed, Transfer · FHA Mortgage LOWER LLC
May 28, 2026	Warranty Deed, Transfer · FHA Mortgage LOWER LLC
Mar 21, 2023	Intrafamily Transfer, Transfer
Apr 25, 2022	Deed of Trust, Mortgage · Stand-Alone First Mortgage HUD
Feb 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE
Aug 20, 2020	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 2026 · Amount on Record
Deed Sale	May 28, 2026 · Amount on Record
Prior Sale	May 6, 2009 · Amount on Record
Deed Document Number	20265807
Prior Transfer Date	Mar 13, 2023
Prior Transfer Doc	004943/926
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON IL
Recording Date	May 28, 2026
Property Address	720 PINE CT, MT ZION, IL 62549-1421
Document Number	0000005807
Instrument Date	May 27, 2026
Instrument	20265807
Transaction Type	Transfer
Record Updated	Jun 8, 2026
Title Company	CENTRAL ILLINOIS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$34,693.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	720 PINE CT, MT ZION, IL 62549-1421

Mortgage

Document Number	0000005808,
Date	May 28, 2026
Instrument	20265808

Lender

Name	LOWER LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON IL
Recording Date	May 28, 2026
Property Address	720 PINE CT, MT ZION, IL 62549-1421
Document Number	2026R005807
Instrument Date	May 27, 2026
Instrument	20265807
Transaction Type	Transfer
Record Updated	Oct 20, 2026
Title Company	CENTRAL ILLINOIS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$34,693.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	720 PINE CT, MT ZION, IL 62549-1421

Mortgage

Document Number	0000005807,
Date	May 28, 2026
Instrument	20265807

Lender

Name	LOWER LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Max Rate	-1%

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MACON IL
Recording Date	Mar 21, 2023
Property Address	720 PINE CT, MT ZION, IL 62549-1421
Document Number	004943/926
Book / Page	4943 / 926
Map Reference	BK 1575 PG 236
Instrument Date	Mar 13, 2023
Instrument	2009036
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 PINE CT, MT ZION, IL 62549-1421

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON IL
Property Address	720 PINE CT, MT ZION, IL 62549-1421
Transaction Type	Mortgage
Record Updated	May 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004890/889
Date	Apr 25, 2022
Book Page	4890/889
Instrument	1995362

Lender

Name	HUD
Type	Government Agency

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Aug 1, 2051

Interest

Rate Type	Fixed Rate

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON IL
Property Address	720 PINE CT, MT ZION, IL 62549-1421
Transaction Type	Mortgage
Record Updated	Feb 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4800/267
Date	Feb 3, 2021
Book Page	4800/267
Instrument	1973962

Lender

Name	NATIONSTAR MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

Interest

Rate Type	Fixed Rate

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MACON IL
Recording Date	Aug 20, 2020
Property Address	720 PINE CT, MT ZION, IL 62549-1421
Document Number	4761/967
Book / Page	4761 / 967
Instrument Date	Aug 19, 2020
Instrument	1965642
Transaction Type	Transfer
Record Updated	May 31, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3567 REDLICH DR, 3567, DECATUR, IL 62521-4924

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 PINE CT, MT ZION, IL 62549-1421

Tax Assessment & Valuation

Source: Macon County assessment roll, as of June 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Macon County
County Subdivision	Mount Zion Township
Municipality	Mount Zion Village
Unified School District	Mount Zion Community Unit School District 3 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,398.00 (-0.57%) Homeowner's exemption	$63,171 (+0.81%) Land $6,050 Building $57,121	$189,532 (+0.81%) Land $18,152 Building $171,380
2024	$4,423.00	$62,666 Land $6,050 Building $56,616	$188,017 Land $18,152 Building $169,865

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT ZION serves 5,833 people · EPA ID IL1150350
Water Source	Purchased surface water from DECATUR
Last State Inspection	Mar 2025
Lead	7 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024
Treatment and Procedure	Corrosion control Jun 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber.

Nearby Properties on Pine Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures