720 Phelps St, Sterling, CO 80751 Property Records

Logan County property record for 720 Phelps St, Sterling, CO 80751 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 720 sqft · built 1906
Lot Size	0.144 acres (6,273 sqft)
Owner	Individual Name on File
Last Sale	$110,000 (Apr 2026)
Tax Bill	$454 (2025)
Deeds & Mortgages	Apr 2026 Sale Jul 2022 Sale & Mortgage + 3 more
Flood Zone	Zone AH (high risk)
APN	`38052531114011`

Property Details

APN / Parcel Number

Primary APN	`38052531114011`
Alternative APN	`5399000`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	720 sqft Heated Area
1st Floor Area	720 sqft

Exterior

Year Built	Built 1906
Effective Year Built	Effective 1937
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	6,273 sqft (0.144 acres)
Lot Dimensions	125 ft deep x 50 ft wide

Exterior Amenities

Porch	Patio
Porch Area	144 sqft
Deck Area	120 sqft
Patio Area	408 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	5399000
Street Address	720 PHELPS ST
City	STERLING
State	CO
Zip	80751-3534
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 21-22 BLK 11 BOWLING GREEN SUBD STERLING
Legal Range	52W
Legal Township	08N
Legal Section	31
Legal Subdivision	GREEN SUBD
Legal Block	11
Legal Lot Number	21-22
Jurisdiction	LOGAN CO
Township / Civil Division	STERLING
Census Block Group	3
Census Block	3045
Census Tract	966102

Owner

Source: Logan County records · APN 38052531114011

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	720 PHELPS ST, STERLING, CO 80751-3534
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jul 11, 2022	Warranty Deed, Transfer · Conventional Mortgage BANK OF COLORADO
Jan 27, 2022	Special Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN
Aug 09, 2018	Deed of Trust, Mortgage VERSTONE FUND I LLC
Apr 20, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 20, 2026 · Amount on Record
Deed Sale	Apr 20, 2026 · Amount on Record
Prior Sale	Jul 11, 2022 · Amount on Record
Deed Document Number	2026779776
Deed Book / Page	1067 / 982
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOGAN CO
Recording Date	Apr 20, 2026
Property Address	720 PHELPS ST, STERLING, CO 80751-3534
Document Number	0000779776
Book / Page	1067 / 982
Instrument Date	Apr 20, 2026
Instrument	2026.779776
Transaction Type	Transfer
Record Updated	May 06, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$1,111.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 PHELPS ST, STERLING, CO 80751-3534

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOGAN CO
Recording Date	Jul 11, 2022
Property Address	720 PHELPS ST, STERLING, CO 80751-3534
Document Number	0000762244
Book / Page	1050 / 434
Instrument Date	Jul 05, 2022
Instrument	762244
Transaction Type	Transfer
Record Updated	May 14, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$10.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 PHELPS ST, STERLING, CO 80751-3534

Mortgage

Document Number	0000762245
Date	Jul 11, 2022
Instrument	762245

Lender

Name	BANK OF COLORADO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2052

Mortgage

Document Number	0000762246
Date	Jul 11, 2022
Book Page	1050/436
Instrument	762246

Lender

Name	COLORADO HOUSING & FINANCE AUTHORITY
Type	Government Agency
Address	DENVER, CO 80202

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2052

January 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LOGAN CO
Recording Date	Jan 27, 2022
Property Address	720 PHELPS ST, STERLING, CO 80751-3534
Document Number	0000759591
Book / Page	1047 / 780
Instrument Date	Jan 12, 2022
Instrument	759591
Transaction Type	Transfer
Record Updated	May 14, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN

Transaction

Amount	Amount Recorded
Tax	$6.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 23RD AVE, GREELEY, CO 80631

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOGAN CO
Property Address	720 PHELPS ST, STERLING, CO 80751-3534
Document Number	0000740842
Instrument Date	Aug 09, 2018
Transaction Type	Mortgage
Record Updated	Sep 06, 2018
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 200387 EVANS CO 806200387, EVANS, CO 80620-0387

Mortgage

Document Number	0000740842
Date	Aug 13, 2018
Book Page	001029/000019
Instrument	740842

Lender

Name	VERSTONE FUND I LLC
Type	Bank
Address	KIRKLAND, WA 98033

Agreement

Amount	Amount Recorded

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOGAN CO
Recording Date	Apr 20, 2018
Property Address	720 PHELPS ST, STERLING, CO 80751-3534
Document Number	0000738907
Book / Page	001027 / 000084
Instrument Date	Apr 20, 2018
Instrument	738907
Transaction Type	Transfer
Record Updated	May 22, 2018

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	308 E 29TH STREET RD GREELEY CO 806311221, GREELEY, CO 80631-1221

Tax Assessment & Valuation

Source: Logan County records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Logan County
Municipality	Sterling City
Unified School District	Valley School District RE-1 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$454.00 (+15.52%)	$5,425 (-92.11%)	$86,786 (+26.18%) Land $15,625 Building $71,161
2023		$68,780 (+1,338.91%) Land $15,630 Building $53,150	$68,780 (-) Land $15,630 Building $53,150
2022	$393.00	$4,780 Land $1,090 Building $3,690	$68,780 Land $15,630 Building $53,150

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Logan County (08075C), updated May 29, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 080759661023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AH shallow ponding 1–3 ft
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 22 individual NFIP policies nearby
Nearby Flood Policies	22 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 494 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Kentec Communications	Fiber	1,000 / 1,000
ElektraFi	Fixed Wireless (licensed-by-rule)	400 / 80
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Inventive Wireless of Nebraska. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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