720 Passover Ln, Key West, FL 33040 Property Records

Monroe County property record for 720 Passover Ln, Key West, FL 33040

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 859 sqft · built 1918
Lot Size	0.037 acres (1,645 sqft)
Owner	Individual Name on Record
Last Sale	$725,000 (Mar 2020)
Tax Bill	$5,429 (2024)
Deeds & Mortgages	Mar 2022 Mortgage Mar 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`00018680-000000`

Property Details

APN / Parcel Number

Primary APN	`00018680-000000`
Alternative APNs	`01010100018680000000` `1019241`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	859 sqft Living Area
1st Floor Area	859 sqft
Flooring	Wood
Interior Walls	Wood

Exterior

Year Built	Built 1918
Effective Year Built	Effective 2010
Exterior Material	Other
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	1,645 sqft (0.037 acres)
Lot Dimensions	43 ft deep x 43 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	44 sqft
Patio Area	386 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	1019241
Old Parcel Number	01010100018680000000
Street Address	720 PASSOVER LN
City	KEY WEST
State	FL
Zip	33040-7104
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KW PT LT 7 AND PT LT 8 OF TR 5 E1-201 OR830-2303 OR830-2304 OR830-2305 OR830-2306 OR830-2307 OR830-2308 OR830-2309 OR830-2310
Legal Range	25E
Legal Township	68S
Legal Section	06
Legal Subdivision	KEY WEST SQUARE 01 TR 05
Legal Tract	5
Legal Lot Number	7-8
Jurisdiction	MONROE FL
Township / Civil Division	KEY WEST
Census Block Group	3
Census Block	3011
Census Tract	972400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Key West Historic District (Boundary Increase) listed 1983 · 2,494 contributing resources · NRIS 83001430

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	720 PASSOVER LN, KEY WEST, FL 33040-7104
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2022	Deed of Trust, Mortgage · Conventional Mortgage AXIA FINANCIAL LLC
Mar 26, 2020	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 26, 2020 · Amount on Record
Deed Sale	Mar 26, 2020 · Amount on Record
Prior Sale	Mar 18, 2011 · Amount on Record
Deed Document Number	2261508
Deed Book / Page	3015 / 1537
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	720 PASSOVER LN, KEY WEST, FL 33040-7104
Transaction Type	Mortgage
Record Updated	Apr 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 PASSOVER LN, KEY WEST, FL 33040-7104

Mortgage

Document Number	0031591826
Date	Mar 9, 2022
Book Page	3159/1826
Instrument	2364925

Lender

Name	AXIA FINANCIAL LLC
Type	Mortgage Company
Address	BELLEVUE, WA 98004

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Mar 26, 2020
Property Address	720 PASSOVER LN, KEY WEST, FL 33040-7104
Document Number	0030151537
Book / Page	3015 / 1537
Map Reference	MB K PG 782
Instrument Date	Mar 9, 2020
Instrument	2261508
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,075.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8150 MIDDLE BAY LN, 8150, INDIANAPOLIS, IN 46236-7813

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 PASSOVER LN, KEY WEST, FL 33040-7104

Mortgage

Document Number	0030151540
Date	Mar 26, 2020
Instrument	3015/1540

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Key West City
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$661,165 (+5.99%)	$1,111,743 (+6.46%) Land $707,018 Building $404,725
2024	$5,429.00 (+1.72%)
2023	$5,337.00 (+4.52%) Homeowner's exemption	$623,818 (+3%)	$1,044,252 (+34.97%) Land $669,525 Building $374,727
2022	$5,106.00 Homeowner's exemption	$605,649	$773,712 Land $428,496 Building $345,216

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	6.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 285 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	328 units insured incl. 43 condo units
Nearby Flood Claims	89 (1980–2025)
Claims Outside the SFHA	43 of 89
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 23 claims Hurricane Wilma, Oct 2005 · 8 claims Hurricane Georges, Sep 1998 · 25 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 922 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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