720 Oleander Dr SE, Winter Haven, FL 33880 Property Records

Polk County property record for 720 Oleander Dr SE, Winter Haven, FL 33880

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,560 sqft · built 1958
Lot Size	0.256 acres (11,130 sqft)
Owner	2 Individual Names on File
Last Sale	$83,000 (Dec 2001)
Tax Bill	$484 (2025)
Deeds & Mortgages	Nov 2021 Transfer Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-28-33-653100-000110`

Property Details

APN / Parcel Number

Primary APN	`26-28-33-653100-000110`
Alternative APNs	`332826653100000110` `32826000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,560 sqft Living Area
1st Floor Area	1,560 sqft
Flooring	Concrete/Cement
Interior Walls	Plaster

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Other
Lot Area	11,130 sqft (0.256 acres)
Lot Dimensions	139 ft deep x 80 ft wide
View / Lot	Commercial/Industrial
Garage Type	Carport
Garage Area	315 sqft
Carport	Carport
Carport Area	315 sqft
Porch	Unfinished Open Porch
Porch Area	288 sqft
Utility Building	120 sqft

Location & Zoning

Street Address	720 OLEANDER DR SE
City	WINTER HAVEN
State	FL
Zip	33880-4538
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	VALENCIA PARK PB 41 PG 16 LOT 11
Legal Range	26E
Legal Township	28S
Legal Section	33
Legal Subdivision	VALENCIA PARK
Legal Tract	653100
Legal Block	1
Legal Lot Number	11
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	1
Census Block	1050
Census Tract	13902

Owner

720 Oleander Dr SE is owned and occupied by two individuals who acquired it in October 2021.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	720 OLEANDER DR SE, WINTER HAVEN, FL 33880-4538
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2021	Intrafamily Transfer, Transfer
Oct 15, 2021	Affidavit of Death of Joint Tenant, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 4, 2001 · Amount on File
Deed Sale	Dec 4, 2001 · Amount on File
Deed Book / Page	4863 / 932
Last Transfer Date	Oct 27, 2021
Transfer Doc	0000296265
Record Updated	Oct 29, 2026

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK FL
Recording Date	Nov 12, 2021
Property Address	720 OLEANDER DR SE, WINTER HAVEN, FL 33880-4538
Document Number	0000296265
Book / Page	11980 / 1747
Map Reference	MB 41 PG 16
Instrument Date	Oct 27, 2021
Instrument	2021296265
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 OLEANDER DR SE, WINTER HAVEN, FL 33880-4538

October 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	POLK FL
Recording Date	Oct 15, 2021
Property Address	720 OLEANDER DR SE, WINTER HAVEN, FL 33880-4538
Document Number	0000269730
Book / Page	11939 / 2165
Map Reference	MB 41 PG 16
Instrument Date	Oct 7, 2021
Instrument	2021269730
Transaction Type	Transfer
Record Updated	Oct 28, 2021
Title Company	LARKIN AND LARKIN TITLE SERVICES, LARKIN & LARKIN TTL SVCS LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000269732
Date	Oct 15, 2021
Book Page	11939/2167
Instrument	2021269732

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	301 Months
Due	Nov 1, 2046

Tax Assessment & Valuation

The 2025 property tax bill for 720 Oleander Dr SE was $484 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$71,558 (+2.7%)	$207,194 (-1.66%) Land $33,000 Building $174,194
2025	$484.00 Homeowner's exemption	$69,677	$210,702 Land $33,000 Building $177,702
2023	$470.00 (-14.86%) Homeowner's exemption	$65,741 (+3%)	$213,221 (+14.14%) Land $32,000 Building $181,221
2022	$552.00 Homeowner's exemption	$63,826	$186,800 Land $27,000 Building $159,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 720 Oleander Dr SE in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	3 (2004–2022)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 720 Oleander Dr SE is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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