720 Oak St, Niles, MI 49120 Property Records

Berrien County property record for 720 Oak St, Niles, MI 49120

Property Summary

Property Type	Single Family Home
Details	1 ba · 904 sqft
Lot Size	0.111 acres (4,835 sqft)
Owner	Individual Name on Record
Last Sale	$106,840 (Jun 2021)
Tax Bill	$1,844 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Nov 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`73-2730-0004-03-2`

Property Details

APN / Parcel Number

Primary APN	`73-2730-0004-03-2`
Alternative APN	`11-73-2730-0004-03-2`

Interior

Full Baths	1 Bath
Building Area	904 sqft Living Area
1st Floor Area	904 sqft
Basement Area	832 sqft
Unfinished Basement	832 sqft

Exterior

Lot Area	4,835 sqft (0.111 acres)
Lot Dimensions	132 ft deep x 36.5 ft wide
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	720 OAK ST
City	NILES
State	MI
Zip	49120-2732
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	THE E 36.5' OF W 78' OF N1/2 OF OUT LOT 4 GREEN & HOFFMAN'S OUT LOTS CITY OF NILES
Legal Subdivision	C K GREEN & H B & G W HOFFMANS ADDITION
Legal Lot Number	4
Legal Unit	4,S
Jurisdiction	BERRIEN MI
Township / Civil Division	NILES
Census Block Group	1
Census Block	1008
Census Tract	20700

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	720 OAK ST, NILES, MI 49120-2732
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 30, 2020	Deed, Transfer SERVICELINK CRS, SERVICELINK LLC
Mar 12, 2020	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 14, 2021 · Amount on Record
Deed Sale	Jun 14, 2021 · Amount on Record
Prior Sale	Nov 30, 2020 · Amount on Record
Deed Book / Page	3331 / 2440
Prior Transfer Date	Mar 5, 2020
Prior Transfer Doc	003268/109
Record Updated	Oct 29, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Jun 14, 2021
Property Address	720 OAK ST, NILES, MI 49120-2732
Document Number	03331/2440
Book / Page	3331 / 2440
Map Reference	LB B PG 161
Instrument Date	May 28, 2021
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$920.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	720 OAK ST, NILES, MI 49120-2732

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 OAK ST, NILES, MI 49120-2732

Mortgage

Document Number	0033312443
Date	Jun 14, 2021
Instrument	3331/2443

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

November 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	BERRIEN MI
Recording Date	Nov 30, 2020
Property Address	720 OAK ST, NILES, MI 49120-2732
Document Number	03302/1729
Book / Page	3302 / 1729
Map Reference	LB B PG 161
Instrument Date	Nov 16, 2020
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	SERVICELINK CRS, SERVICELINK LLC

Transaction

Amount	Amount Recorded
Tax	$279.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1 HOME CAMPUS, DES MOINES, IA 50328-0001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2942 N 5TH ST, NILES, MI 49120-1172

March 2020: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	BERRIEN MI
Recording Date	Mar 12, 2020
Property Address	720 OAK ST, NILES, MI 49120-2732
Document Number	003268/109
Book / Page	3268 / 109
Instrument Date	Mar 5, 2020
Transaction Type	Foreclosure
Record Updated	Nov 9, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3476 STATEVIEW BLVD, FORT MILL, SC 29715-7203

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
Municipality	Niles City
Unified School District	Niles Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$63,700 (+36.7%)	$127,400 (+36.7%)
2025	$1,844.00 (+11.96%)
2023		$46,600	$93,200
2022	$1,647.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NILES TOWNSHIP serves 2,270 people · EPA ID MI0004750
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	30 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: AT&T, Midwest Energy & Communications, T-Mobile.

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