Carter County property record for 720 N Commerce St, Ardmore, OK 73401
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 80 sqft · built 1975 |
| Lot Size | 0.107 acres (4,661 sqft) |
| Owner | Company Name on File |
| Last Sale | $67,000 (Nov 1995) |
| Tax Bill | $826 (2025) |
| Deeds & Mortgages | Aug 2017 Line of Credit Mar 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 0010-00-140-001-0-002-00 |
| Primary APN | 0010-00-140-001-0-002-00 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 80 sqft Total Area |
| Gross Area | 1,514 sqft |
| Office | Office |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Brick |
| Fire Resistance | Wood or Wood & Steel Frame |
| Foundation Type | Raised |
| Roof Type | Flat |
| Roof Material | Tar & Gravel |
| Lot Area | 4,661 sqft (0.107 acres) |
| Parking Spaces | 11 Parking Spaces |
| Porch | Slab |
| Porch Area | 26 sqft |
| Patio Area | 38 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 1271 |
|---|---|
| Street Address | 720 N COMMERCE ST |
| City | ARDMORE |
| State | OK |
| Zip | 73401-3915 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Local Zoning Code | C1 |
| Legal Description | ARDMORE LOTS & BLKS, BLK 140 LOT 1 N 50 LESS W 80 (IRREGULAR) |
| Legal Range | 02E |
| Legal Township | 04S |
| Legal Section | 30 |
| Legal Subdivision | ARDMORE CITY |
| Legal Block | 140 |
| Legal Lot Number | 1 |
| Jurisdiction | CARTER OK |
| Township / Civil Division | ARDMORE |
| Census Block Group | 2 |
| Census Block | 2036 |
| Census Tract | 893100 |
720 N Commerce St, a commercial property, is owned by a company that acquired it in March 2015.
Source: Carter County records, as of September 23, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 616 SUNSET DR SW, ARDMORE, OK 73401-3260 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 3, 2017 | Deed of Trust, Mortgage · Line of Credit MIDFIRST BANK |
| Mar 22, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 28, 1995 · Amount on File |
| Deed Sale | Nov 28, 1995 · Amount on File |
| Prior Sale | Jan 17, 1989 |
| Deed Book / Page | 2054 / 265 |
| Last Transfer Date | Mar 27, 2015 |
| Transfer Doc | 0000003955 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTER OK |
| Property Address | 720 N COMMERCE ST, ARDMORE, OK 73401-3915 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 006428/305 |
|---|---|
| Date | Aug 3, 2017 |
| Book Page | 6428/305 |
| Instrument | 2017-007994 |
| Name | MIDFIRST BANK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73162 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 35 Months |
| Due | Jul 21, 2020 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CARTER OK |
| Recording Date | Mar 22, 2022 |
| Property Address | 720 N COMMERCE ST, ARDMORE, OK 73401-3915 |
| Document Number | 007197/241 |
| Book / Page | 7197 / 241 |
| Instrument Date | Jul 1, 2021 |
| Instrument | I-2022-003074 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
The 2025 property tax bill for 720 N Commerce St was $826.
Source: Carter County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Carter County |
| Municipality | Ardmore City |
| Unified School District | Ardmore Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,689 (+5%) Land $3,349 Building $5,340 | $72,408 (+5%) Land $27,912 Building $44,496 | |
| 2025 | $826.00 | $8,275 Land $3,349 Building $4,926 | $68,960 Land $27,912 Building $41,048 |
| 2023 | $816.00 | $8,262 Land $3,349 Building $4,913 | $68,852 Land $27,912 Building $40,940 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 720 N Commerce St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective October 20, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1980) |
| Most Recent Claim | Aug 1980 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 720 N Commerce St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ARDMORE serves 24,893 people · EPA ID OK1010814 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · May 2024 Treatment failure resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | Organic carbon removal Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Dobson Fiber Fiber | 10,000 / 10,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: 360 Broadband, Arbuckle Communications.
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