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720 N Central Ave, Locust, NC 28097 Property Records

Stanly County property record for 720 N Central Ave, Locust, NC 28097

Property Summary

Property TypeSingle Family Home
Details2,964 sqft · built 2022
Lot Size1.28 acres (55,757 sqft)
Owner2 Individual Names on Record
Last Sale$625,000 (Jun 2022)
Tax Bill$4,944 (2026)
Deeds & MortgagesJun 2022 Sale & Mortgage
Nov 2021 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN557603409128

Property Details

APN / Parcel Number

Primary APN557603409128
Alternative APNs
  • 1540026
  • 1515747
  • 38482

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,964 sqft Finished Area

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Roof MaterialComposition Shingle
Lot Area55,757 sqft (1.28 acres)
Garage TypeAttached
Garage Area756 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1540026
Street Address720 N CENTRAL AVE
CityLOCUST
StateNC
Zip28097-7133
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeOPS
Legal DescriptionHSE 720 N CENTRAL AVE PT TRACT 2 PB 22/231 557603228
Legal Tract2
Legal Lot NumberPT 3
JurisdictionSTANLY NC
Township / Civil DivisionFURR
Census Block Group3
Census Block3021
Census Tract930801

Owner

Source: Stanly County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address720 N CENTRAL AVE, LOCUST, NC 28097-7133
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 24, 2022Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
ALCOVA MORTGAGE LLC
Nov 12, 2021Warranty Deed, Transfer
Aug 13, 2018Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 24, 2022 · Amount on Record
Deed SaleJun 24, 2022 · Amount on Record
Prior SaleNov 12, 2021 · Amount on Record
Deed Document Number2022448494
Deed Book / Page1791 / 165
Prior Transfer DateNov 3, 2014
Prior Transfer Doc0000367947
Record UpdatedOct 29, 2026

June 2022: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionSTANLY NC
Recording DateJun 24, 2022
Property Address720 N CENTRAL AVE, LOCUST, NC 28097-7133
Document Number0000448494
Book / Page1791 / 165
Map ReferenceMB 26 PG 32
Instrument DateJun 22, 2022
Instrument448494
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 3, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,250.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address28081 AUSTIN RD, ALBEMARLE, NC 28001-8304

Transferred To (Grantee/Buyer)

NameVerified Name
Address720 N CENTRAL AVE, LOCUST, NC 28097-7133

Mortgage

Document Number0000448495
DateJun 24, 2022
Instrument448495
Lender
NameALCOVA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2052

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTANLY NC
Recording DateNov 12, 2021
Property Address720 N CENTRAL AVE, LOCUST, NC 28097-7133
Document Number0000440130
Book / Page1764 / 1496
Map ReferenceMB 26 PG 32
Instrument DateNov 12, 2021
Instrument440130
Transaction TypeTransfer
Record UpdatedOct 3, 2023

Transaction

AmountAmount Recorded
Tax$125.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2840 MCMANUS RD, MIDLAND, NC 28107

Transferred To (Grantee/Buyer)

NameVerified Name
Address28081 AUSTIN RD, ALBEMARLE, NC 28001-8304

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTANLY NC
Recording DateAug 13, 2018
Property Address720 N CENTRAL AVE, LOCUST, NC 28097-7133
Document Number0000402493
Book / Page001650 / 001628
Instrument DateAug 10, 2018
Instrument402493
Transaction TypeTransfer
Record UpdatedAug 29, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$50.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2940 MCMANUS RD MIDLAND NC 281079059, MIDLAND, NC 28107-9059

Tax Assessment & Valuation

Source: Stanly County assessment roll, as of October 6, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyStanly County
MunicipalityLocust City
Unified School DistrictStanly County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,944.00 (+10.58%)$537,412 (+31%) Land $59,760 Building $477,652$537,412 (+31%) Land $59,760 Building $477,652
2023$4,471.00$410,248 Land $35,580 Building $374,668$410,248 Land $35,580 Building $374,668

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 30, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTANLY CO-WEST STANLY DIST
serves 9,939 people · EPA ID NC0184035
Water SourcePurchased surface water from CITY OF ALBEMARLE
Last State InspectionApr 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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