720 N Central Ave, Chicago, IL 60644 Property Records

Cook County property record for 720 N Central Ave, Chicago, IL 60644

Property Summary

Property Type	Apartments (5+ Units)
Details	4 bd · 2 ba · 2,332 sqft · built 1878
Lot Size	0.116 acres (5,070 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (May 2023)
Tax Bill	$4,431 (2023)
Deeds & Mortgages	May 2023 Sale & Mortgage Jan 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-08-207-021`

Property Details

APN / Parcel Number

Primary APN	`16-08-207-021`
Alternative APN	`16-08-207-021-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,332 sqft Living Area

Exterior

Year Built	Built 1878
Effective Year Built	Effective 1880
Architectural Style	Multi-Family
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	5,070 sqft (0.116 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	720 N CENTRAL AVE
City	CHICAGO
State	IL
Zip	60644-1117
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	RT-4
Legal Range	13E
Legal Township	39N
Legal Section	08
Legal Subdivision	AUSTINVILLE
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	1
Census Block	1009
Census Tract	251400

Owner

720 N Central Ave, a residential property, is owned and occupied by two individuals who bought it in May 2023.

Source: Cook County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	720 N CENTRAL AVE, CHICAGO, IL 60644-1117
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 23, 2023	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE INC
Jan 13, 2022	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 13, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 23, 2023 · Amount on File
Deed Sale	May 23, 2023 · Amount on File
Deed Document Number	202328053
Record Updated	Sep 20, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	May 23, 2023
Property Address	720 N CENTRAL AVE, CHICAGO, IL 60644-1117
Document Number	0014328053
Instrument Date	May 18, 2023
Instrument	2314328053
Transaction Type	Transfer
Record Updated	Jun 5, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	720 N CENTRAL AVE, CHICAGO, IL 60644-1117

Mortgage

Document Number	0014328054
Date	May 23, 2023
Instrument	2314328054

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

Interest

Rate Type	Fixed Rate
Rate	5.7%

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	COOK IL
Recording Date	Jan 13, 2022
Property Address	720 N CENTRAL AVE, CHICAGO, IL 60644-1117
Document Number	0001312485
Instrument Date	Jan 7, 2022
Instrument	2201312485
Transaction Type	Transfer
Record Updated	Feb 3, 2022
Title Company	MANT TITLE AGENCY, GMT TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$190.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16134 S OAK VALLEY TRL, HOMER GLEN, IL 60491-9074

Mortgage

Document Number	0001312486
Date	Jan 13, 2022
Instrument	2201312486

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

Interest

Rate Type	Fixed Rate
Rate	3.87%

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Mar 13, 2019
Property Address	720 N CENTRAL AVE, CHICAGO, IL 60644-1117
Document Number	1907213128
Instrument Date	Mar 5, 2019
Instrument	7213128
Transaction Type	Transfer
Record Updated	Mar 21, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	720 N CENTRAL AVE CHICAGO IL 606441117, CHICAGO, IL 60644-1117

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$31,000 Land $6,084 Building $24,916	$310,000 Land $60,840 Building $249,160
2023	$4,431.00 (+45.18%)
2022	$3,052.00	$20,999 Land $4,816 Building $16,183	$209,990 Land $48,160 Building $161,830

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 720 N Central Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2008)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2008 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 720 N Central Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 821 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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