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720 N Cedar St, Concordia, MO 64020 Property Records

Lafayette County property record for 720 N Cedar St, Concordia, MO 64020

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 1,290 sqft · built 1992
Lot Size0.29 acres (12,650 sqft)
Owner2 Individual Names on File
Tax Bill$2,033 (2025)
Deeds & MortgagesMar 2021 Sale
Oct 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN18-9.0-32-0-000-010.270

Property Details

APN / Parcel Number

Primary APN18-9.0-32-0-000-010.270

Interior

Bedrooms3 Beds
Full Baths4 Baths
Half Baths2 Half Baths
Building Area1,290 sqft Living Area
Basement Area1,290 sqft
Finished Basement1,290 sqft
Unfinished Basement666 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Architectural StyleSplit Foyer
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area12,650 sqft (0.29 acres)
Lot Dimensions100 ft deep x 105 ft wide
PorchSlab
Porch Area54 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address720 N CEDAR ST
CityCONCORDIA
StateMO
Zip64020-7812
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 20 METRO-EAST SUBD PLAT 2; 737-165, 744-1082, 821-214, 866-911, 1064-505, 1064-509, 1085-140, 1122-760, 1122-858, 1126-32
Legal Range24
Legal Township49
Legal Section32
Legal SubdivisionMETRO-EAST SUBD
Legal Lot Number20
JurisdictionLAFAYETTE MO
Township / Civil DivisionFREEDOM
Census Block Group3
Census Block3184
Census Tract90401

Owner

Source: Lafayette County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address720 N CEDAR ST, CONCORDIA, MO 64020-7812
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 2, 2021Warranty Deed, Transfer
MISC COMPANY
Oct 3, 2017Warranty Deed, Transfer · Conventional Mortgage
BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 2, 2021
Deed SaleMar 2, 2021
Prior SaleOct 3, 2017 · Amount on File
Deed Document Number2021DR1054
Record UpdatedSep 20, 2026

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAFAYETTE MO
Recording DateMar 2, 2021
Property Address720 N CEDAR ST, CONCORDIA, MO 64020-7812
Document Number2021DR1054
Instrument DateFeb 25, 2021
Instrument2021DR1054
Transaction TypeTransfer
Record UpdatedAug 16, 2022
Title CompanyMISC COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address720 N GEDAR ST, CONCORDIA, MO 64020

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAFAYETTE MO
Recording DateOct 3, 2017
Property Address720 N CEDAR ST, CONCORDIA, MO 64020-7812
Document Number02017/3635
Book / Page2017 / 3635
Map ReferencePL 13 PG 6
Instrument DateSep 29, 2017
Instrument2017DR3635
Transaction TypeTransfer
Record UpdatedAug 16, 2022
Title CompanyLAFAYETTE COUNTY TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address720 N CEDAR ST, CONCORDIA, MO 64020-7812

Mortgage

Document Number02017/3636
DateOct 3, 2017
Book Page2017/3636
Instrument2017DR3636
Lender
NameBROKER SOLUTIONS INC
TypeFunding / Finance Company
AddressTUSTIN, CA 92780
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2047

Tax Assessment & Valuation

Source: Lafayette County assessment roll, as of October 28, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyLafayette County
MunicipalityConcordia City
Unified School DistrictConcordia R-II School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,033.00$28,082 (+14%)$147,800 (+14%) Land $14,280 Building $133,520
2023$24,633$129,646 Land $12,526 Building $117,120

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2010

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 95% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCONCORDIA PWS
serves 2,500 people · EPA ID MO1010184
Water SourceSurface water
Last State InspectionAug 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityHaloacetic acids
not recorded as resolved · Apr 2026
Treatment and ProcedureOrganic carbon removal
Apr 2026
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wisper ISP
Fixed Wireless		400 / 30
Green Hills Technologies
Cable		250 / 20

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