720 N 9th St, Waco, TX 76707 Property Records

McLennan County property record for 720 N 9th St, Waco, TX 76707

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,648 sqft · built 1930
Lot Size	0.181 acres (7,902 sqft)
Owner	Individual Name on Record
Tax Bill	$4,128 (2024)
Deeds & Mortgages	Apr 2024 Mortgage Aug 2023 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`480348000005000`

Property Details

APN / Parcel Number

Primary APN	`480348000005000`
Alternative APNs	`4803480000050000111` `187249`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,648 sqft Living Area
Gross Area	1,560 sqft
1st Floor Area	1,648 sqft
Flooring	Carpet

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1977
Exterior Material	Wood
Foundation Type	Pier/Post & Beam
Roof Material	Composition Shingle
Lot Area	7,902 sqft (0.181 acres)
Lot Dimensions	158 ft deep x 50 ft wide
Porch	Open Porch
Porch Area	120 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	187249
Old Parcel Number	4803480000050000111
Street Address	720 N 9TH ST
City	WACO
State	TX
Zip	76707-3717
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C2
Legal Description	REYNOLDS LOT 5 BLOCK 228 ACRES .1814
Legal Subdivision	REYNOLDS
Legal Block	228
Legal Lot Number	5
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	1
Census Block	1010
Census Tract	1200

Owner

Source: McLennan County records, as of October 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	720 N 9TH ST, WACO, TX 76707-3717
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2024	Vendor's Lien, Transfer · FHA Mortgage CADENCE BANK NA
Aug 8, 2023	Vendor's Lien, Transfer · Line of Credit ALLIANCE BANK CENTRAL TEXAS
Jan 3, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage JOCO BUILDERS LTD
Mar 30, 2018	Loan Modification, Mortgage ALLIANCE BK CTRL TX
Mar 18, 2018	Loan Modification, Mortgage · Line of Credit ALLIANCE BK CTRL TX
Mar 18, 2017	Loan Modification, Mortgage ALLIANCE BK CTRL TX

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2024
Deed Sale	Apr 1, 2024
Prior Sale	Aug 8, 2023
Deed Document Number	2024009644
Record Updated	Jun 8, 2026

April 2024: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Apr 1, 2024
Property Address	720 N 9TH ST, WACO, TX 76707-3717
Document Number	0000009644
Map Reference	VOL 55 PG 105
Instrument Date	Mar 28, 2024
Instrument	2024009644
Transaction Type	Transfer
Record Updated	Apr 12, 2024
Title Company	FREEDOM TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 N 9TH ST, WACO, TX 76707-3717

Mortgage

Document Number	0000009645
Date	Apr 1, 2024
Instrument	2024009645

Lender

Name	CADENCE BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2054

August 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Aug 8, 2023
Property Address	720 N 9TH ST, WACO, TX 76707-3717
Document Number	0000024897
Map Reference	VOL 55 PG 105
Instrument Date	Aug 1, 2023
Instrument	2023024897
Transaction Type	Transfer
Record Updated	Aug 17, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8448 ORANGE ST, DOWNEY, CA 90242-3643

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12273 PLANETT AVE, DOWNEY, CA 90242-3661

Mortgage

Document Number	0000024898
Date	Aug 8, 2023
Instrument	2023024898

Lender

Name	ALLIANCE BANK CENTRAL TEXAS
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Aug 8, 2024

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Jan 3, 2022
Property Address	720 N 9TH ST, WACO, TX 76707-3717
Document Number	0000000198
Map Reference	VOL 55 PG 105
Instrument Date	Dec 29, 2021
Instrument	2022000198
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	728 N 9TH ST, 728, WACO, TX 76707-3717

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12273 PANETT AVENUE, DOWNEY, CA 90242-3661

Mortgage

Document Number	0000000240
Date	Jan 3, 2022
Instrument	2022000240

Lender

Name	JOCO BUILDERS LTD
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

March 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	720 N 9TH ST, WACO, TX 76707-3717
Document Number	0000001792
Instrument Date	Mar 30, 2018
Transaction Type	Mortgage
Record Updated	Apr 4, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	728 N 9TH ST WACO TX 767073717, WACO, TX 76707-3717

Mortgage

Document Number	0000001792
Date	Jan 17, 2019
Instrument	1792

Lender

Name	ALLIANCE BK CTRL TX
Type	Bank
Address	WACO, TX 76710

Agreement

Amount	Amount Recorded

March 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	720 N 9TH ST, WACO, TX 76707-3717
Document Number	0000015873
Instrument Date	Mar 18, 2018
Transaction Type	Mortgage
Record Updated	Jun 19, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	728 N 9TH ST WACO TX 767073717, WACO, TX 76707-3717

Mortgage

Document Number	0000015873
Date	May 15, 2018
Instrument	15873

Lender

Name	ALLIANCE BK CTRL TX
Type	Bank
Address	4721 BOSQUE BLVD, WACO, TX 76710-4607

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

March 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	720 N 9TH ST, WACO, TX 76707-3717
Document Number	0000009925
Instrument Date	Mar 18, 2017
Transaction Type	Mortgage
Record Updated	Apr 21, 2017

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	728 N 9TH ST WACO TX 767073717, WACO, TX 76707-3717

Mortgage

Document Number	0000009925
Date	Mar 30, 2017
Instrument	9925

Lender

Name	ALLIANCE BK CTRL TX
Type	Bank
Address	WACO, TX 76710

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Mar 29, 2018

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$212,530 (+46.82%) Land $22,280 Building $190,250	$212,530 (+46.82%) Land $22,280 Building $190,250
2024	$4,128.00 (+27.21%)
2023		$144,760 (+15.83%) Land $22,280 Building $122,480	$144,760 (+15.83%) Land $22,280 Building $122,480
2022	$3,245.00	$124,980 Land $19,360 Building $105,620	$124,980 Land $19,360 Building $105,620

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2000)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2000 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.3% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Central Link Broadband Fixed Wireless	100 / 20

May also be available: AT&T, T-Mobile, Verizon.

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