720 N 6th St, Festus, MO 63028 Property Records

Jefferson County property record for 720 N 6th St, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	1 ba · 860 sqft · built 1947
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$163,100 (Jul 2021)
Tax Bill	$955 (2025)
Deeds & Mortgages	Mortgage Jul 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19-3.0-06.0-3-002-004.01`

Property Details

APN / Parcel Number

Primary APN	`19-3.0-06.0-3-002-004.01`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	860 sqft Living Area

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Architectural Style	Multi-Level
Construction Type	Frame
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	364 sqft
Porch	Stoop
Porch Area	30 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	720 N 6TH ST
City	FESTUS
State	MO
Zip	63028-1404
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RAILROAD ADD LOT 7 BLOCK 7
Legal Range	6E
Legal Township	40N
Legal Section	06
Legal Subdivision	RAILROAD ADD
Legal Block	7
Legal Lot Number	7
Jurisdiction	JEFFERSON MO
Township / Civil Division	RIVER VIEW
Census Block Group	5
Census Block	5006
Census Tract	700801

Owner

720 N 6th St is owned and occupied by two individuals who bought it in July 2021.

Source: Jefferson County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	720 N 6TH ST, FESTUS, MO 63028-1404
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
	Deed of Trust, Mortgage
Jul 19, 2021	Warranty Deed, Transfer · FHA Mortgage CARROLLTON BANK
Apr 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage GERSHMAN INVESTMENT CORP
May 15, 2020	Deed of Trust, Mortgage · Line of Credit FIRST ST CMNTY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 2021 · Amount on File
Deed Sale	Jul 19, 2021 · Amount on File
Prior Sale	May 27, 2015 · Amount on File
Deed Document Number	202131320
Prior Transfer Date	May 19, 2015
Prior Transfer Doc	0000016383
Record Updated	Oct 29, 2026

: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	720 N 6TH ST, FESTUS, MO 63028-1404
Transaction Type	Mortgage
Record Updated	Jan 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Jul 19, 2021
Property Address	720 N 6TH ST, FESTUS, MO 63028-1404
Document Number	2021R031320
Map Reference	MB 5 PG 24
Instrument Date	Jul 15, 2021
Instrument	2021R-031320
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	HILLSBOROUGH TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	720 N 6TH ST, FESTUS, MO 63028-1404

Mortgage

Document Number	2021R031321
Date	Jul 19, 2021
Instrument	2021R-031321

Lender

Name	CARROLLTON BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	720 N 6TH ST, FESTUS, MO 63028-1404
Transaction Type	Mortgage
Record Updated	Apr 30, 2021
Title Company	INVESTORS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R016263
Date	Apr 13, 2021
Instrument	2021R-016263

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company
Address	CHESTERFIELD, MO 63017

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	720 N 6TH ST, FESTUS, MO 63028-1404
Document Number	0000016882
Instrument Date	May 15, 2020
Transaction Type	Mortgage
Record Updated	Jun 12, 2020
Title Company	RELIABLE CMNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2829 CLEAR SPRING PL JACKSON MO 637554124, JACKSON, MO 63755-4124

Mortgage

Document Number	0000016882
Date	May 18, 2020
Instrument	16882

Lender

Name	FIRST ST CMNTY BK
Type	Bank
Address	CAPE GIRARDEAU, MO 63703

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 720 N 6th St was $955.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Municipality	Festus City
Unified School District	Festus R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$17,400 (-) Land $1,300 Building $16,100	$91,400 Land $6,900 Building $84,500
2025	$955.00	$17,400 Land $1,300 Building $16,100
2024			$91,400 (+13.54%) Land $6,900 Building $84,500
2023	$861.00	$15,300 Land $1,300 Building $14,000	$80,500 Land $6,900 Building $73,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 720 N 6th St in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	7 (1986–2009)
Claims Outside the SFHA	3 of 7
Most Recent Claim	May 2009 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2009 · 3 claims Severe Storms & Flooding, Sep 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 720 N 6th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FESTUS PWS serves 13,000 people · EPA ID MO6010276
Water Source	Purchased groundwater influenced by surface water from JEFFERSON COUNTY WATER AUTHORITY
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 524 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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