720 N 10th St, Saint Joseph, MO 64501 Property Records

Buchanan County property record for 720 N 10th St, Saint Joseph, MO 64501

Property Summary

Property Type	Single Family Home
Details	880 sqft · built 1922
Lot Size	0.124 acres (5,410 sqft)
Owner	Company Name on File
Tax Bill	$496 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Apr 2026 Sale
APN	`06-3.0-08-001-003-130.000`

Property Details

APN / Parcel Number

Primary APN	`06-3.0-08-001-003-130.000`

Interior

Building Area	880 sqft Base Area
1st Floor Area	880 sqft

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Lot Area	5,410 sqft (0.124 acres)
Lot Dimensions	118 ft deep x 45.9 ft wide

Location & Zoning

Street Address	720 N 10TH ST
City	SAINT JOSEPH
State	MO
Zip	64501-1654
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	08-57-35NESUB: LOT: BLK:LGL DESC:PT OF 1.24 AC TR IN NE4 BEG AT A PNT 3.10' S OF NW COR L16 BLK 1 ROGERS ADDN TH W 54' N 43.2
Legal Range	35W
Legal Township	57N
Legal Section	08
Legal Subdivision	ROGERS ADDN
Legal Block	1
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1053
Census Tract	1200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Cathedral Hill Historic District listed 2000 · 311 contributing resources · NRIS 00000691

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

720 N 10th St is owned by a company that acquired it in April 2026.

Source: Buchanan County records, as of July 20, 2026

Owner of Record	Company Name on File
Mailing Address	2501 NE PRAIRIE FALCON DR, BLUE SPRINGS, MO 64014-1958
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2026	Deed of Trust, Mortgage · Balloon Mortgage CTP FUNDING
Apr 24, 2026	Warranty Deed, Transfer SUPERIOR LAND TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 24, 2026
Deed Sale	Apr 24, 2026
Prior Sale	Mar 25, 2025
Deed Document Number	20263136
Deed Book / Page	3817 / 917
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Recording Date	Jul 9, 2026
Property Address	720 N 10TH ST, SAINT JOSEPH, MO 64501-1654
Document Number	0000005590
Book / Page	3820 / 345
Instrument Date	Jul 8, 2026
Instrument	20265590
Transaction Type	Mortgage
Record Updated	Jul 20, 2026
Title Company	ALLIANCE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	2501 NE PRAIRIE FALCON DR, BLUE SPRINGS, MO 64014-1958

Mortgage

Document Number	0000005590,
Date	Jul 9, 2026
Book Page	3820/345
Instrument	20265590

Lender

Name	CTP FUNDING

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Rate Type	Balloon
Rate	6.52%
Initial Type	Balloon
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Apr 24, 2026
Property Address	720 N 10TH ST, SAINT JOSEPH, MO 64501-1654
Document Number	0000003136
Book / Page	3817 / 917
Instrument Date	Apr 23, 2026
Instrument	20263136
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	SUPERIOR LAND TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	2501 NE PRAIRIE FALCON DR, BLUE SPRINGS, MO 64014-1958

Tax Assessment & Valuation

The 2025 property tax bill for 720 N 10th St was $496, up 0.2% from the year before.

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$496.00 (+0.2%)	$6,930 Land $950 Building $5,980	$36,460 Land $5,000 Building $31,460
2024	$495.00 (+16.75%)
2023	$424.00 (-0.7%)	$6,480 (-) Land $950 Building $5,530	$34,100 Land $5,000 Building $29,100
2022	$427.00	$6,480 Land $950 Building $5,530
2021			$34,100 Land $5,000 Building $29,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 720 N 10th St; there have been 6 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force
Nearby Flood Claims	6 (1984–1993)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Jul 1993 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Jul 1993 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 720 N 10th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: United Fiber.

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