720 Mosaic Cir, Oceanside, CA 92057 Property Records

San Diego County property record for 720 Mosaic Cir, Oceanside, CA 92057 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,957 sqft · built 1991
Lot Size	0.95 acres (4,147 sqft)
Owner	Company Name on File
Last Sale	$163,000 (Dec 1994)
Tax Bill	$3,053 (2025)
Deeds & Mortgages	Aug 2021 Transfer Aug 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`161-690-04-00`

Property Details

APN / Parcel Number

Primary APN	`161-690-04-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,957 sqft Living Area

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Lot Area	4,147 sqft (0.95 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	720 MOSAIC CIR
City	OCEANSIDE
State	CA
Zip	92057-6215
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 TR 012337
Legal Subdivision	RANCHO DEL ORO INDUST PARK
Legal Tract	012337
Legal Block	1
Legal Lot Number	4
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1012
Census Tract	18525

Owner

Source: San Diego County records · APN 161-690-04-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	720 MOSAIC CIR, OCEANSIDE, CA 92057-6215
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2021	Intrafamily Transfer, Transfer ACCOMMODATION
Aug 11, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 24, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage DIRECT MORTGAGE CORP
Apr 24, 2020	Quit Claim Deed, Transfer LAWYERS TITLE, LAWYERS TITLE INSURANCE CORP.
Jul 16, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 16, 2018	Quit Claim Deed, Transfer Quitclaim
Feb 16, 2018	Deed of Trust, Mortgage · Line of Credit NAVY FCU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 20, 1994 · Amount on Record
Deed Sale	Dec 20, 1994 · Amount on Record
Prior Sale	Jun 11, 1990 · Amount on Record
Deed Document Number	1994722565
Last Transfer Date	Aug 05, 2021
Transfer Doc	0000573548
Record Updated	Sep 20, 2026

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 12, 2021
Property Address	720 MOSAIC CIR, OCEANSIDE, CA 92057-6215
Document Number	0000573548
Map Reference	MAP 12337
Instrument Date	Aug 05, 2021
Instrument	2021-0573548
Transaction Type	Transfer
Record Updated	Jun 07, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	720 MOSAIC CIR, OCEANSIDE, CA 92057-6215

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 11, 2021
Property Address	720 MOSAIC CIR, OCEANSIDE, CA 92057-6215
Document Number	0000573168
Map Reference	MAP 12337
Instrument Date	Jun 21, 2021
Instrument	2021-0573168
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	720 MOSAIC CIR, OCEANSIDE, CA 92057-6215

Mortgage

Document Number	0000573169
Date	Aug 11, 2021
Instrument	2021-0573169

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2051

April 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 24, 2020
Property Address	720 MOSAIC CIR, OCEANSIDE, CA 92057-6215
Document Number	0000210062
Map Reference	MAP 12337
Instrument Date	Apr 07, 2020
Instrument	2020-0210062
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	LAWYERS TITLE INSURANCE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	720 MOSAIC CIR, OCEANSIDE, CA 92057-6215

Mortgage

Document Number	0000210063
Date	Apr 24, 2020
Instrument	2020-0210063

Lender

Name	DIRECT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2050

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 24, 2020
Property Address	720 MOSAIC CIR, OCEANSIDE, CA 92057-6215
Document Number	0000210064
Instrument Date	Apr 07, 2020
Instrument	210064
Transaction Type	Transfer
Record Updated	May 05, 2020
Title Company	LAWYERS TITLE, LAWYERS TITLE INSURANCE CORP.

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	720 MOSAIC CIR OCEANSIDE CA 920576215, OCEANSIDE, CA 92057-6215

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 16, 2018
Property Address	720 MOSAIC CIR, OCEANSIDE, CA 92057-6215
Document Number	0000287978
Instrument Date	Jul 11, 2018
Instrument	287978
Transaction Type	Transfer
Record Updated	Jul 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	720 MOSAIC CIR OCEANSIDE CA 920576215, OCEANSIDE, CA 92057-6215

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 16, 2018
Property Address	720 MOSAIC CIR, OCEANSIDE, CA 92057-6215
Document Number	0000287979
Instrument Date	Jul 11, 2018
Instrument	287979
Transaction Type	Transfer
Record Updated	Jul 20, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	720 MOSAIC CIR OCEANSIDE CA 920576215, OCEANSIDE, CA 92057-6215

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	720 MOSAIC CIR, OCEANSIDE, CA 92057-6215
Document Number	0000077696
Instrument Date	Feb 16, 2018
Transaction Type	Mortgage
Record Updated	Mar 07, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 MOSAIC CIR OCEANSIDE CA 920576215, OCEANSIDE, CA 92057-6215

Mortgage

Document Number	0000077696
Date	Feb 28, 2018
Instrument	77696

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Feb 27, 2058

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$279,231 (+2%) Land $78,428 Building $200,803
2025	$3,053.00 (+8.8%) Homeowner's exemption	$273,757 (+4.04%) Land $76,891 Building $196,866
2023	$2,806.00 (+0.32%) Homeowner's exemption	$263,128 Land $73,906 Building $189,222
2022	$2,797.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730185251, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 318 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
San Diego Broadband	Fixed Wireless (unlicensed)	500 / 100
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Cox Communications, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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