720 Morningside Dr, Naperville, IL 60563 Property Records

DuPage County property record for 720 Morningside Dr, Naperville, IL 60563

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,375 sqft · built 1978
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$700,000 (Jan 2025)
Tax Bill	$9,520 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Jul 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-13-204-018`

Property Details

APN / Parcel Number

Primary APN	`07-13-204-018`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,375 sqft Living Area
1st Floor Area	1,387 sqft
Basement Area	988 sqft
Finished Basement	988 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Bi-Level
Exterior Material	Brick
Construction Type	Brick
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	15 ft deep x 6.5 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	720 MORNINGSIDE DR
City	NAPERVILLE
State	IL
Zip	60563-3040
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	MILEDJE FARM SUB P.U.D. ALL
Legal Subdivision	MILEDJE FARM SUB
Legal Lot Number	15
Jurisdiction	DU PAGE IL
Township / Civil Division	NAPERVILLE
Census Block Group	4
Census Block	4005
Census Tract	846404

Owner

720 Morningside Dr is owned by two individuals who bought it in January 2025.

Source: DuPage County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	675 N EAGLE ST, NAPERVILLE, IL 60563-3023
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jul 30, 2019	Warranty Deed, Transfer · Conventional Mortgage CITIBANK NA
Aug 27, 2018	Warranty Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 24, 2025 · Amount on File
Deed Sale	Jan 24, 2025 · Amount on File
Prior Sale	Jul 30, 2019 · Amount on File
Deed Document Number	20254771
Prior Transfer Date	Jan 19, 1999
Prior Transfer Doc	0000194887
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	720 MORNINGSIDE DR, NAPERVILLE, IL 60563-3040
Transaction Type	Mortgage
Record Updated	Dec 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000121053
Date	Oct 19, 2020
Instrument	R2020-121053

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2035

Interest

Rate Type	Fixed Rate

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Jul 30, 2019
Property Address	720 MORNINGSIDE DR, NAPERVILLE, IL 60563-3040
Document Number	0000063839
Map Reference	DOC R76-28801
Instrument Date	Jul 26, 2019
Instrument	R2019-063839
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$422.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	400 QUAIL DR, 400, NAPERVILLE, IL 60565-4170

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	720 MORNINGSIDE DR, NAPERVILLE, IL 60563-3040

Mortgage

Document Number	0000063840
Date	Jul 30, 2019
Instrument	R2019-063840

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2034

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Aug 27, 2018
Property Address	720 MORNINGSIDE DR, NAPERVILLE, IL 60563-3040
Document Number	0000080630
Instrument Date	Aug 21, 2018
Instrument	80630
Transaction Type	Transfer
Record Updated	Jan 15, 2019
Title Company	OTHER

Transaction

Amount	Amount on Record
Tax	$465.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	400 QUAIL DR NAPERVILLE IL 605654170, NAPERVILLE, IL 60565-4170

Tax Assessment & Valuation

The 2025 property tax bill for 720 Morningside Dr was $9,520.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Naperville Township
Municipality	Naperville City
Unified School District	Naperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,520.00	$163,281 Land $58,170 Building $105,111	$489,843 Land $174,510 Building $315,333
2022	$7,707.00 Homeowner's exemption	$125,290 Land $44,480 Building $80,810	$375,870 Land $133,440 Building $242,430

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 720 Morningside Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1983–1996)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jul 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 720 Morningside Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPERVILLE serves 156,406 people · EPA ID IL0434670
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Sep 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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