720 Mill Valley Dr, Taylor Mill (Latonia), KY 41015 Property Records

Kenton County property record for 720 Mill Valley Dr, Taylor Mill, KY 41015

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,840 sqft · built 1985
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Individual Names on Record
Last Sale	$370,000 (Apr 2026)
Tax Bill	$2,458 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`057-40-00-025.00`

Property Details

APN / Parcel Number

Primary APN	`057-40-00-025.00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,840 sqft Finished Area
Gross Area	2,432 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Stone
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	15,682 sqft (0.36 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Street Address	720 MILL VALLEY DR
City	TAYLOR MILL
State	KY
Zip	41015-2278
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MILL VALLEY SEC 1 LOT 5
Legal Subdivision	MILL VALLEY
Legal Phase	1
Legal Lot Number	5
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2007
Census Tract	65300

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	720 MILL VALLEY DR, TAYLOR MILL, KY 41015-2278
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2026 · Amount on Record
Deed Sale	Apr 28, 2026 · Amount on Record
Prior Sale	Jul 22, 1996 · Amount on Record
Deed Document Number	20268207
Deed Book / Page	418 / 996
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Apr 28, 2026
Property Address	720 MILL VALLEY DR, TAYLOR MILL, KY 41015-2278
Document Number	0000008207
Book / Page	418 / 996
Instrument Date	Apr 17, 2026
Instrument	20268207
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$37,370.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	720 MILL VALLEY DR, TAYLOR MILL, KY 41015-2278

Mortgage

Document Number	0000008208,
Date	Apr 28, 2026
Book Page	419/1
Instrument	202604288208

Lender

Name	THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Taylor Mill City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$248,100 (-) Land $30,000 Building $218,100	$248,100 (-) Land $30,000 Building $218,100
2025	$2,458.00 (+21.38%)	$248,100 (+30.58%) Land $30,000 Building $218,100	$248,100 (+30.58%) Land $30,000 Building $218,100
2023	$2,025.00	$190,000 Land $25,000 Building $165,000	$190,000 Land $25,000 Building $165,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	15 (1979–2015)
Claims Outside the SFHA	3 of 15
Most Recent Claim	Apr 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20