Howard County property record for 720 Middletrail Ct, Mount Airy, MD 21771
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,248 sqft · built 1984 |
| Lot Size | 1.12 acres (48,787 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $17,500 (Sep 1983) |
| Tax Bill | $4,112 (2026) |
| Deeds & Mortgages | Aug 2026 Line of Credit Apr 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-318641 |
| Primary APN | 04-318641 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,248 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 48,787 sqft (1.12 acres) |
| Garage Type | Attached |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 180 sqft |
| Patio Area | 441 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 318641 |
|---|---|
| Street Address | 720 MIDDLETRAIL CT |
| City | MOUNT AIRY |
| State | MD |
| Zip | 21771-3335 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RCDEO |
| Legal Description | LOT 15D 1.120 A 720 MIDDLETRAIL CT LISBON |
| Legal Subdivision | LISBON |
| Legal Lot Number | 15 D |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 4, LISBON |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 604001 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
720 Middletrail Ct is owned and occupied by two individuals who bought it in September 1983.
Source: Howard County records, as of September 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 720 MIDDLETRAIL CT, MOUNT AIRY, MD 21771-3335 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 25, 2026 | Deed of Trust, Mortgage · Line of Credit MANUFACTURERS BANK AND TRUST COMPANY |
| Apr 17, 2017 | Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 22, 1983 · Amount on File |
| Deed Sale | Sep 22, 1983 · Amount on File |
| Deed Book / Page | 1193 / 164 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Aug 25, 2026 |
| Property Address | 720 MIDDLETRAIL CT, MOUNT AIRY, MD 21771-3335 |
| Document Number | 2337000130 |
| Book / Page | 23378 / 130 |
| Instrument Date | Jun 22, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 720 MIDDLETRAIL CT, MOUNT AIRY, MD 21771-3335 |
| Document Number | 2337000130, |
|---|---|
| Date | Aug 25, 2026 |
| Book Page | 23378/130 |
| Name | MANUFACTURERS BANK AND TRUST COMPANY |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 720 MIDDLETRAIL CT, MOUNT AIRY, MD 21771-3335 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0175400056 |
|---|---|
| Date | Apr 17, 2017 |
| Book Page | 17540/056 |
| Instrument | 17540-056 |
| Name | MANUFACTURERS & TRADERS TRUST CO |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 720 Middletrail Ct was $4,112 with a homeowner's exemption, down 19.3% from the year before.
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,112.00 (-19.33%) Homeowner's exemption | $436,300 (+13%) | $536,700 (+39.01%) Land $307,400 Building $229,300 |
| 2025 | $5,097.00 Homeowner's exemption | $386,100 Land $186,200 Building $199,900 | $386,100 Land $186,200 Building $199,900 |
| 2023 | $352,567 | $386,100 Land $186,200 Building $199,900 | |
| 2022 | $3,781.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 720 Middletrail Ct in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (1996–2005) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Jun 2005 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 720 Middletrail Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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