Chesapeake City property record for 720 Middle Ridge Dr, Chesapeake, VA 23322
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,424 sqft · built 1988 |
| Lot Size | 3.24 acres (141,483 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $405,000 (Nov 2016) |
| Tax Bill | $5,540 (2025) |
| Deeds & Mortgages | Dec 2018 Line of Credit |
| APN | 0962002000150 |
| Primary APN | 0962002000150 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,424 sqft Living Area |
| 1st Floor Area | 966 sqft |
| Upper Floors Area | 966 sqft |
| Attic | Attic |
| Attic Area | 480 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 141,483 sqft (3.24 acres) |
| Lot Dimensions | 581 ft deep x 201 ft wide |
| Garage Type | Detached |
| Garage Area | 448 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 268 sqft |
| Deck Area | 224 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 720 MIDDLE RIDGE DR |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23322-2751 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A1: AGRICU |
| Legal Description | LOT 15 PLEASANT RIDGE NORTH 3.248 AC |
| Legal Subdivision | PLEASANT RIDGE |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 21200 |
720 Middle Ridge Dr is owned and occupied by two individuals who bought it in November 2016.
Source: Chesapeake City records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 720 MIDDLE RIDGE DR, CHESAPEAKE, VA 23322-2751 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 9, 2016 · Amount on File |
| Deed Sale | Nov 9, 2016 · Amount on File |
| Prior Sale | Apr 17, 2002 · Amount on File |
| Deed Document Number | 201631891 |
| Deed Book / Page | 9721 / 307 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 720 MIDDLE RIDGE DR, CHESAPEAKE, VA 23322-2751 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 009972/659 |
|---|---|
| Date | Dec 5, 2018 |
| Book Page | 9972/659 |
| Instrument | 180031632 |
| Name | CHARTWAY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Nov 30, 2033 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 720 Middle Ridge Dr was $5,540.
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $594,800 (+8.44%) Land $267,400 Building $327,400 | $594,800 (+8.44%) Land $267,400 Building $327,400 | |
| 2025 | $5,540.00 | $548,500 Land $237,100 Building $311,400 | $548,500 Land $237,100 Building $311,400 |
| 2023 | $518,900 (+6.33%) Land $187,100 Building $331,800 | $518,900 (+6.33%) Land $187,100 Building $331,800 | |
| 2022 | $488,000 Land $167,100 Building $320,900 | $488,000 Land $167,100 Building $320,900 | |
| 2019 | $4,273.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 720 Middle Ridge Dr; there have been 7 flood claims nearby since 2003.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 28 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 28 in force |
| Nearby Flood Claims | 7 (2003–2016) |
| Claims Outside the SFHA | 5 of 7 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 720 Middle Ridge Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 54% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
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