720 Merrimac St, Cary, IL 60013 Property Records

McHenry County property record for 720 Merrimac St, Cary, IL 60013

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,968 sqft · built 1976
Lot Size	0.212 acres (9,240 sqft)
Owner	Individual Name on File
Deeds & Mortgages	Apr 2020 Mortgage Mar 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`19-14-226-016`

Property Details

APN / Parcel Number

Primary APN	`19-14-226-016`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	1,968 sqft
Gross Area	2,826 sqft
1st Floor Area	1,110 sqft
2nd Floor Area	858 sqft

Exterior

Year Built	Built 1976
Architectural Style	Colonial
Exterior Material	Frame Siding
Lot Area	9,240 sqft (0.212 acres)

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	720 MERRIMAC ST
City	CARY
State	IL
Zip	60013-1930
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2020R0012968 LT 132 GREENFIELDS UNIT 2
Legal Range	08E
Legal Township	43N
Legal Section	14
Legal Subdivision	GREENFIELDS 02
Legal Block	226
Legal Lot Number	132
Legal Unit	2
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	2
Census Block	2007
Census Tract	871312

Owner

720 Merrimac St is owned and occupied by an individual who acquired it in April 2020.

Source: McHenry County records, as of May 13, 2024

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	720 MERRIMAC ST, CARY, IL 60013-1930
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2020	Deed, Transfer · Conventional Mortgage GATEWAY CAPITAL MORTGAGE INC
Mar 19, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 2020
Deed Sale	Apr 14, 2020
Prior Sale	Mar 19, 2019
Deed Document Number	0000012968
Record Updated	Jun 7, 2026

April 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MCHENRY IL
Recording Date	Apr 14, 2020
Property Address	720 MERRIMAC ST, CARY, IL 60013-1930
Document Number	0000012968
Map Reference	DOC 661048
Instrument Date	Apr 6, 2020
Instrument	2020R0012968
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	ACQUEST TITLE SERVICES LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	720 MERRIMAC ST, CARY, IL 60013-1930

Mortgage

Document Number	0000012969
Date	Apr 14, 2020
Instrument	2020R0012969

Lender

Name	GATEWAY CAPITAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2035

Interest

Rate Type	Fixed Rate
Rate	2.75%

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MCHENRY IL
Recording Date	Mar 19, 2019
Property Address	720 MERRIMAC ST, CARY, IL 60013-1930
Document Number	0000007255
Instrument Date	Mar 4, 2019
Instrument	7255
Transaction Type	Transfer
Record Updated	Apr 19, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 MERRIMAC ST CARY IL 600131930, CARY, IL 60013-1930

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Algonquin Township
Municipality	Cary Village
Elementary School District	Cary Community Consolidated School District 26 (PK - 08)
Secondary School District	Community High School District 155 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$85,909 Land $20,749 Building $65,160	$257,727 Land $62,247 Building $195,480

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 720 Merrimac St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 720 Merrimac St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARY serves 17,826 people · EPA ID IL1110100
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 454 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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