720 Mello Dr, Lyman, SC 29365 Property Records

Spartanburg County property record for 720 Mello Dr, Lyman, SC 29365

Property Summary

Property Type	Single Family Home
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on Record
Last Sale	$431,000 (Feb 2025)
Tax Bill	$3,325 (2025)
Deeds & Mortgages	Feb 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1-4700-01204`

Property Details

APN / Parcel Number

Primary APN	`1-4700-01204`
Alternative APN	`210232`

Exterior

Lot Area	20,038 sqft (0.46 acres)
Terrain	Above Road/Slope

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	720 MELLO DR
City	LYMAN
State	SC
Zip	29365-9598
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 MELISSA ANN SUB PB 185-232
Legal Lot Number	4
Jurisdiction	SPARTANBURG SC
Township / Civil Division	WELLFORD
Census Block Group	2
Census Block	2000
Census Tract	23003

Owner

Source: Spartanburg County records, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	720 MELLO DR, LYMAN, SC 29365-9598
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 24, 2025 · Amount on Record
Deed Sale	Feb 24, 2025 · Amount on Record
Deed Document Number	2025-07682
Deed Book / Page	150-M / 913
Record Updated	Jun 8, 2026

February 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	SPARTANBURG SC
Recording Date	Feb 24, 2025
Property Address	720 MELLO DR, LYMAN, SC 29365-9598
Document Number	0000007682
Book / Page	150-M / 913
Map Reference	MB 185 PG 232-233
Instrument Date	Feb 20, 2024
Instrument	2025-07682
Transaction Type	Transfer
Record Updated	May 22, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,120.60
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	720 MELLO DR, LYMAN, SC 29365-9598

Mortgage

Document Number	0000007683
Date	Feb 24, 2025
Instrument	2025-7683

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2055

Tax Assessment & Valuation

Source: Spartanburg County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Spartanburg County
Unified School District	Spartanburg School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,325.00	$17,240 Land $2,116 Building $15,124	$431,000 Land $52,900 Building $378,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2024 · Hurricane Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 86% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJWD MIDDLE TYGER WTP serves 89,531 people · EPA ID SC4220006
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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