720 Malachi St, Grand Junction, CO 81507 Property Records

Mesa County property record for 720 Malachi St, Grand Junction, CO 81507

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,920 sqft · built 2021
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$920,000 (Aug 2026)
Tax Bill	$3,052 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Sep 2025 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`2697-354-63-006`

Property Details

APN / Parcel Number

Primary APN	`2697-354-63-006`
Alternative APN	`R100317`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,920 sqft Living Area
Gross Area	2,888 sqft
1st Floor Area	1,920 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Attached
Garage Area	969 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R100317
Street Address	720 MALACHI ST
City	GRAND JUNCTION
State	CO
Zip	81507-8775
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 BLK 1 INDEPENDENCE ESTATES FIL 1 LOCATED IN SEC 35 1N 2W UM RECORDED AT RECPT NO 2847435 MESA CO RECDS AND AN UNDIV INT IN TRACTS - 0.22 AC
Legal Subdivision	INDEPENDENCE ESTATES FILING 1
Legal Block	1
Legal Lot Number	6
Jurisdiction	MESA CO
Township / Civil Division	GRAND JUNCTION
Census Block Group	3
Census Block	3014
Census Tract	1402

Owner

Source: Mesa County records, as of September 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	720 MALACHI ST, GRAND JUNCTION, CO 81507-8775
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2026	Special Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 25, 2025	Deed of Trust, Mortgage · Line of Credit WESTERRA CU
Sep 24, 2021	Deed of Trust, Mortgage · Construction Mortgage BANK OF COLORADO
Jul 8, 2021	Intrafamily Transfer, Transfer
Mar 24, 2021	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Sep 4, 2020	Warranty Deed, Transfer LAND TITLE GUARANTEE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2026 · Amount on Record
Deed Sale	Aug 24, 2026 · Amount on Record
Prior Sale	Mar 24, 2021 · Amount on Record
Deed Document Number	20263168674
Prior Transfer Date	Jul 8, 2021
Prior Transfer Doc	0002989596
Record Updated	Oct 29, 2026

August 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MESA CO
Recording Date	Aug 24, 2026
Property Address	720 MALACHI ST, GRAND JUNCTION, CO 81507-8775
Document Number	0003168674
Instrument Date	Aug 21, 2026
Instrument	20263168674
Transaction Type	Transfer
Record Updated	Sep 2, 2026
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,292.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	720 MALACHI ST, GRAND JUNCTION, CO 81507-8775

Mortgage

Document Number	0003168675,
Date	Aug 24, 2026
Instrument	20263168675

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.63%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MESA CO
Property Address	720 MALACHI ST, GRAND JUNCTION, CO 81507-8775
Transaction Type	Mortgage
Record Updated	Oct 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 MALACHI ST, GRAND JUNCTION, CO 81507-8775

Mortgage

Document Number	0003138114
Date	Sep 25, 2025
Instrument	3138114

Lender

Name	WESTERRA CU
Type	Credit Union
Address	DENVER, CO 80209

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 20, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MESA CO
Property Address	720 MALACHI ST, GRAND JUNCTION, CO 81507-8775
Transaction Type	Mortgage
Record Updated	Sep 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	423 OAKWOOD AVE, FRUITA, CO 81521-7439

Mortgage

Document Number	0003000851
Date	Sep 24, 2021
Instrument	3000851

Lender

Name	BANK OF COLORADO
Type	Bank
Address	GRAND JUNCTION, CO 81501

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Sep 23, 2052

Interest

Rate Type	Adjustable Rate

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MESA CO
Recording Date	Jul 8, 2021
Property Address	720 MALACHI ST, GRAND JUNCTION, CO 81507-8775
Document Number	0002989596
Instrument Date	Jul 8, 2021
Instrument	2989596
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	779 24 RD, GRAND JUNCTION, CO 81505-9631

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MESA CO
Recording Date	Mar 24, 2021
Property Address	720 MALACHI ST, GRAND JUNCTION, CO 81507-8775
Document Number	0002972866
Instrument Date	Mar 23, 2021
Instrument	2972866
Transaction Type	Transfer
Record Updated	Aug 23, 2022
Title Company	HERITAGE TITLE COMPANY, HERITAGE TITLE CO

Transaction

Amount	Amount Recorded
Tax	$12.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	720 MALACHI ST, GRAND JUNCTION, CO 81507-8775

Mortgage

Document Number	0002972889
Date	Mar 24, 2021
Instrument	2972889

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MESA CO
Recording Date	Sep 4, 2020
Property Address	720 MALACHI ST, GRAND JUNCTION, CO 81507-8775
Document Number	0002941452
Instrument Date	Sep 4, 2020
Instrument	2941452
Transaction Type	Transfer
Record Updated	Sep 18, 2020
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Tax	$11.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1182 RICHWOOD AVE FRUITA CO 815216309, FRUITA, CO 81521-6309

Tax Assessment & Valuation

Source: Mesa County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Mesa County
Unified School District	Mesa County Valley School District 51 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,052.00 (+7.58%)	$42,930 (+5.43%) Land $8,750 Building $34,180	$686,830 (+13.03%) Land $140,000 Building $546,830
2024	$2,837.00 (+0.5%)	$40,720 (-) Land $8,420 Building $32,300
2023	$2,823.00 (+174.34%)	$40,720 (+178.33%) Land $8,420 Building $32,300	$607,670 (+188.61%) Land $125,630 Building $482,040
2022	$1,029.00	$14,630 Land $6,950 Building $7,680
2021			$210,550 Land $100,000 Building $110,550

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 84% of Colorado
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UTE WCD serves 92,580 people · EPA ID CO0139791
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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