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720 Main St, Sterling, NY 13156 Property Records

Cayuga County and Sterling Town property record for 720 Main St, Sterling, NY 13156

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 2,002 sqft · built 1863
Lot Size3.8 acres (165,528 sqft)
Owner2 Individual Names on Record
Last Sale$78,000 (Jan 2002)
Tax Bill$3,112 (2026)
Deeds & MortgagesMay 2023 Sale
Mar 2023 Refinance
Flood ZoneZone X (minimal risk)
APN055601 9.17-2-41.2

Property Details

APN / Parcel Number

Primary APN055601 9.17-2-41.2
Alternative APNs
  • 560100901700020410020000
  • 055601 9.17-2-41.21

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,002 sqft Living Area
1st Floor Area1,001 sqft
2nd Floor Area1,001 sqft

Exterior

Year BuiltBuilt 1863
Effective Year BuiltEffective 1975
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area165,528 sqft (3.8 acres)
Garage TypeDetached
Garage Area462 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area1,087 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address720 MAIN ST
CitySTERLING
StateNY
Zip13156-3271
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code07 - MIXED
Legal Description1993 SM 19
Legal Block2
Legal Lot Number41.021
JurisdictionCAYUGA NY
Township / Civil DivisionSTERLING
Census Block Group1
Census Block1040
Census Tract40102

Owner

Source: Cayuga County and Sterling Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address720 MAIN ST, STERLING, NY 13156-3271
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 31, 2023Warranty Deed, Transfer
Mar 6, 2023Deed of Trust, Mortgage · Stand-Alone Refinance
COMMUNITY BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 9, 2002 · Amount on Record
Deed SaleJan 9, 2002 · Amount on Record
Deed Book / Page1082 / 183
Last Transfer DateSep 30, 2009
Transfer Doc0013980086
Record UpdatedOct 29, 2026

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCAYUGA NY
Recording DateMay 31, 2023
Property Address720 MAIN ST, STERLING, NY 13156-3271
Document Number0004359/43
Book / Page4359 / 43
Instrument DateMay 18, 2023
Instrument2023-221980
Transaction TypeTransfer
Record UpdatedJun 20, 2023

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address720 MAIN ST, STERLING, NY 13156-3271
InvestorPossibly a Property Investor

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAYUGA NY
Property Address720 MAIN ST, STERLING, NY 13156-3271
Transaction TypeMortgage
Record UpdatedMar 28, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number004331/272
DateMar 6, 2023
Book Page4331/272
Instrument2023-220332
Lender
NameCOMMUNITY BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term61 Months
DueApr 1, 2028

Tax Assessment & Valuation

Source: Cayuga County and Sterling Town assessment roll, as of May 1, 2026

Property Jurisdictions

TypeName
StateNew York
CountyCayuga County
County SubdivisionSterling Town
MunicipalityFair Haven Village
Unified School DistrictRed Creek Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,112.00 (+73.76%) Homeowner's exemption
2025$1,791.00 Homeowner's exemption$175,500 (+88.71%) Land $46,300 Building $129,200$175,500 (+20.77%) Land $46,300 Building $129,200
2023$93,000 Land $26,900 Building $66,100$145,313 Land $42,031 Building $103,282
2019$1,601.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFAIR HAVEN VILLAGE
serves 1,001 people · EPA ID NY0501717
Water SourceGroundwater
Last State InspectionMar 2024
Lead14 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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