720 Main St, Covington, KY 41011 Property Records

Kenton County property record for 720 Main St, Covington, KY 41011

Property Summary

Property TypeMixed Use Commercial Office / Residential
Details1,993 sqft
Lot Size0.039 acres (1,725 sqft)
Owner2 Individual Names on Record
Last Sale$66,250 (Aug 2007)
Tax Bill$3,511 (2025)
Deeds & MortgagesMar 2024 Transfer
Flood ZoneZone X (minimal risk)
APN054-21-05-015.00

Property Details

APN / Parcel Number

Primary APN054-21-05-015.00

Interior

Units16 Units
Building Area1,993 sqft Finished Area

Exterior

Lot Area1,725 sqft (0.039 acres)
Lot Dimensions75 ft deep x 23.2 ft wide

Location & Zoning

Street Address720 MAIN ST
CityCOVINGTON
StateKY
Zip41011-1355
Property CategoryCommercial
Property TypeCommercial > Office > Mixed Use Commercial Office / Residential
Legal DescriptionGREERS ADDN BLK 37 PT LOTS 6-7 23.23'X 75' IRREG
Legal SubdivisionGREERS ADDN
Legal Phase37
Legal Block37
Legal Lot Number6,7
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group1
Census Block1013
Census Tract60300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the West Side-Main Strasse Historic District
listed 1983 · 800 contributing resources · NRIS 83003650

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address720 MAIN ST, COVINGTON, KY 41011-1355
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 17, 2007 · Amount on Record
Deed SaleAug 17, 2007 · Amount on Record
Prior SaleFeb 24, 1997 · Amount on Record
Deed Document Number200708 17 059 00256
Deed Book / Page3479 / 150
Last Transfer DateMar 19, 2024
Transfer Doc0005900152
Record UpdatedOct 29, 2026

March 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKENTON KY
Recording DateMar 26, 2024
Property Address720 MAIN ST, COVINGTON, KY 41011-1355
Document Number0005900152
Book / PageKC 276 / 408
Map ReferencePL 95
Instrument DateMar 19, 2024
Instrument24032605900152
Transaction TypeTransfer
Record UpdatedApr 10, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address720 MAIN ST, COVINGTON, KY 41011-1355

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address720 MAIN ST, COVINGTON, KY 41011-1355

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$265,000 (-) Land $20,000 Building $245,000$265,000 (-) Land $20,000 Building $245,000
2025$3,511.00 (+186.61%)$265,000 (+188.04%) Land $20,000 Building $245,000$265,000 (+188.04%) Land $20,000 Building $245,000
2023$1,225.00$92,000 Land $20,000 Building $72,000$92,000 Land $20,000 Building $72,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 607 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Starlink
Satellite
280 / 30

May also be available: T-Mobile, Verizon.

Nearby Properties on Main St

Nearby Streets

Search Property Records by Address or Parcel Number