720 Main St, #4, Cincinnati, OH 45202 Property Records

Hamilton County property record for 720 Main St, #4, Cincinnati, OH 45202

Property Summary

Property Type	Condominium
Details	1 ba · 1,008 sqft · built 1884
Lot Size	0.137 acres (5,967 sqft)
Owner	Individual Name on Record
Last Sale	$179,450 (Sep 2020)
Tax Bill	$4,057 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Sep 2020 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`079-0004-0305-00`

Property Details

APN / Parcel Number

Primary APN	`079-0004-0305-00`

Interior

Full Baths	1 Bath
Total Rooms	3 Rooms
Units	7 Units
Stories	1 Story
Building Area	1,008 sqft Living Area
1st Floor Area	1,008 sqft

Exterior

Year Built	Built 1884
Effective Year Built	Effective 1884
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	5,967 sqft (0.137 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	720 MAIN ST
City	CINCINNATI
State	OH
Zip	45202-2110
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 4 (RESIDENTIAL))11.11% 720-724 MAINCONDONINIUM
Legal Subdivision	720-724 MAINCONDONINIUM
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1023
Census Tract	700

Owner

Source: Hamilton County records, as of October 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	720 MAIN ST, 4, CINCINNATI, OH 45202-2110
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2022	Deed of Trust, Mortgage · Commercial Mortgage THE WILMINGTON SAVINGS BANK
Sep 15, 2020	Warranty Deed, Transfer · Line of Credit NORTH SIDE BK
Mar 11, 2019	Warranty Deed, Transfer · Conventional with PMI NATIONS RELIABLE LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2020 · Amount on Record
Deed Sale	Sep 15, 2020 · Amount on Record
Prior Sale	Mar 11, 2019 · Amount on Record
Deed Document Number	202093597
Deed Book / Page	14253 / 1130
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	720 MAIN ST # 4, 4, CINCINNATI, OH 45202-2110
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 MAIN ST 4, 4, CINCINNATI, OH 45202-2110

Mortgage

Document Number	0000012507
Date	Feb 2, 2022
Book Page	14596/3195
Instrument	2022-0012507

Lender

Name	THE WILMINGTON SAVINGS BANK
Type	Bank
Address	WILMINGTON, OH 45177

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Sep 15, 2020
Property Address	720 MAIN ST # 4, 4, CINCINNATI, OH 45202-2110
Document Number	0000093597
Book / Page	014253 / 001130
Instrument Date	Sep 3, 2020
Instrument	93597
Transaction Type	Transfer
Record Updated	Nov 2, 2020
Title Company	PARKWAY TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$718.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 MAIN ST #4 CINCINNATI OH 452022110, 4, CINCINNATI, OH 45202-2110

Mortgage

Document Number	93598
Date	Sep 15, 2020
Book Page	014253/001132
Instrument	93598

Lender

Name	NORTH SIDE BK
Type	Bank
Address	CINCINNATI, OH 45223

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Mar 11, 2019
Property Address	720 MAIN ST # 4, 4, CINCINNATI, OH 45202-2110
Document Number	0000017537
Book / Page	013871 / 000083
Instrument Date	Feb 27, 2019
Instrument	17537
Transaction Type	Transfer
Record Updated	Jun 6, 2019
Title Company	LAWYERS TITLE/CINCINNATI INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$624.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 MAIN ST #4 CINCINNATI OH 452022110, 4, CINCINNATI, OH 45202-2110

Mortgage

Document Number	17538
Date	Mar 11, 2019
Book Page	013871/000085
Instrument	17538

Lender

Name	NATIONS RELIABLE LNDG
Address	HOUSTON, TX 77098

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 10, 2049

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,057.00 (+3.44%)	$62,808 (-) Land $8,750 Building $54,058	$179,450 (-) Land $25,000 Building $154,450
2024	$3,922.00 (-2.12%)	$62,808 (-) Land $8,750 Building $54,058
2023	$4,007.00 (+3.33%)	$62,808 (+15.03%) Land $8,750 Building $54,058	$179,450 (+15.03%) Land $25,000 Building $154,450
2022	$3,878.00 Homeowner's exemption	$54,600 Land $9,100 Building $45,500
2020			$156,000 Land $26,000 Building $130,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon, Xiber.

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