720 Madison Ave, Covington, KY 41011 Property Records

Kenton County property record for 720 Madison Ave, Covington, KY 41011

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	5,334 sqft · built 1901
Lot Size	0.065 acres (2,848 sqft)
Owner	2 Individual Names on File
Last Sale	$90,000 (Apr 2001)
Tax Bill	$1,768 (2025)
Deeds & Mortgages	Jan 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`054-23-08-022.00`

Property Details

APN / Parcel Number

Primary APN	`054-23-08-022.00`

Interior

Building Area	5,334 sqft Finished Area

Exterior

Year Built	Built 1901
Effective Year Built	Effective 1901
Lot Area	2,848 sqft (0.065 acres)
Lot Dimensions	113 ft deep x 25.2 ft wide

Location & Zoning

Street Address	720 MADISON AVE
City	COVINGTON
State	KY
Zip	41011-2412
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Legal Description	FOOTES ADDN PT LOT 73 25.16'X 113'
Legal Subdivision	FOOTES ADDN
Legal Lot Number	73
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1001
Census Tract	67000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Covington Downtown Commercial Historic District listed 1983 · 250 contributing resources · NRIS 83002804

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

720 Madison Ave, a commercial property, is owned by two individuals who bought it in April 2001.

Source: Kenton County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	105 HAWTHORNE AVE, FORT THOMAS, KY 41075-2443
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 12, 2001 · Amount on File
Deed Sale	Apr 12, 2001 · Amount on File
Record Updated	Oct 29, 2026

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENTON KY
Recording Date	Jan 18, 2017
Property Address	720 MADISON AVE, COVINGTON, KY 41011-2412
Document Number	0000000072
Book / Page	0C6076 / 000282
Instrument Date	Jan 13, 2017
Instrument	72
Transaction Type	Transfer
Record Updated	May 19, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$40.00
Amount Accuracy	Confirmed
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	105 HAWTHORNE AVE FORT THOMAS KY 410752443, FORT THOMAS, KY 41075-2443

Tax Assessment & Valuation

The 2025 property tax bill for 720 Madison Ave was $1,768.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$160,000 (+19.85%) Land $40,000 Building $120,000	$160,000 (+19.85%) Land $40,000 Building $120,000
2025	$1,768.00	$133,500 Land $28,000 Building $105,500	$133,500 Land $28,000 Building $105,500
2023	$1,778.00	$133,500 Land $28,000 Building $105,500	$133,500 Land $28,000 Building $105,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 720 Madison Ave in Zone X, an area of minimal flood risk, though there have been 22 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	22 (1978–2018)
Claims Outside the SFHA	1 of 22
Most Recent Claim	Feb 2018 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storm, Flooding, And Tornadoes, Mar 1997 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 720 Madison Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 656 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

Nearby Properties on Madison Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures