720 Lighthouse Rd, Cape May Point, NJ 08212 Property Records

Cape May County and Cape May Point Borough property record for 720 Lighthouse Rd, Cape May Point, NJ 08212

Property Summary

Property Type	Single Family Home
Details	1,268 sqft · built 1950
Lot Size	0.078 acres (3,402 sqft)
Owner	2 Individual Names on File
Last Sale	$407,000 (Sep 2016)
Tax Bill	$3,833 (2024)
Deeds & Mortgages	Dec 2023 Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`03-00031-0000-00005-02`

Property Details

APN / Parcel Number

Primary APN	`03-00031-0000-00005-02`
Alternative APN	`03000310000000050002`

Interior

Stories	1 Story
Building Area	1,268 sqft Living Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Construction Type	Frame
Lot Area	3,402 sqft (0.078 acres)
Lot Dimensions	100 ft deep x 34 ft wide

Location & Zoning

Street Address	720 LIGHTHOUSE RD
City	CAPE MAY POINT
State	NJ
Zip	08212-3072
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OBM L1-B
Legal Block	31
Legal Lot Number	5.2
Jurisdiction	CAPE MAY NJ
Township / Civil Division	MIDDLE
Census Block Group	1
Census Block	1009
Census Tract	21900

Owner

720 Lighthouse Rd is owned by two individuals who bought it in September 2016.

Source: Cape May County and Cape May Point Borough records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 434, CAPE MAY POINT, NJ 08212-0434
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2023	Deed of Trust, Mortgage · Conventional Mortgage PHILADELPHIA FEDERAL CREDIT UNION
Sep 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage DRAPER & KRAMER MTG
Mar 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2016 · Amount on File
Deed Sale	Sep 19, 2016 · Amount on File
Prior Sale	Dec 18, 2013 · Amount on File
Deed Document Number	201669
Deed Book / Page	3694 / 924
Prior Transfer Date	Dec 10, 2013
Prior Transfer Doc	0035640195
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE MAY NJ
Property Address	720 LIGHTHOUSE RD, CAPE MAY POINT, NJ 08212-3072
Transaction Type	Mortgage
Record Updated	Dec 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026077
Date	Dec 1, 2023
Book Page	M6690/425
Instrument	2023026077

Lender

Name	PHILADELPHIA FEDERAL CREDIT UNION
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	119 Months
Due	Nov 15, 2033

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE MAY NJ
Property Address	720 LIGHTHOUSE RD, CAPE MAY POINT, NJ 08212-3072
Document Number	0062440253
Instrument Date	Sep 8, 2020
Transaction Type	Mortgage
Record Updated	Sep 29, 2020
Title Company	SEABOARD TITLE AGENCY, SEABOARD TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	720 LIGHTHOUSE RD CAPE MAY POINT NJ 082123072, CAPE MAY POINT, NJ 08212-3072

Mortgage

Document Number	0062440253
Date	Sep 18, 2020
Book Page	006244/000253
Instrument	31111

Lender

Name	DRAPER & KRAMER MTG
Type	Mortgage Company
Address	DOWNERS GROVE, IL 60515

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 17, 2050

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE MAY NJ
Property Address	720 LIGHTHOUSE RD, CAPE MAY POINT, NJ 08212-3072
Document Number	0061680753
Instrument Date	Mar 14, 2020
Transaction Type	Mortgage
Record Updated	Jun 30, 2020
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING L

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	720 LIGHTHOUSE RD CAPE MAY POINT NJ 082123072, CAPE MAY POINT, NJ 08212-3072

Mortgage

Document Number	0061680753
Date	Mar 24, 2020
Book Page	006168/000753
Instrument	9244

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 23, 2050

Tax Assessment & Valuation

Source: Cape May County and Cape May Point Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Cape May County
Municipality	Cape May Point Borough
Unified School District	Cape May Point Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$518,000 (-) Land $426,200 Building $91,800	$518,000 (-) Land $426,200 Building $91,800
2025		$518,000 Land $426,200 Building $91,800	$518,000 Land $426,200 Building $91,800
2024	$3,833.00
2023		$518,000 Land $426,200 Building $91,800	$518,000 Land $426,200 Building $91,800
2022	$3,651.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 720 Lighthouse Rd in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 329 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	351 units insured incl. 22 condo units
Nearby Flood Claims	91 (1979–2013)
Claims Outside the SFHA	3 of 91
Most Recent Claim	Jul 2013 · other causes
Claims by Event	Hurricane Sandy, Nov 2012 · 7 claims Severe Coastal Storm, Jan 1992 · 35 claims Hurricane Gloria, Sep 1985 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 720 Lighthouse Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 51% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAPE MAY POINT BORO WATE serves 4,000 people · EPA ID NJ0503001
Water Source	Purchased groundwater from CAPE MAY WATER & SEWER U
Last State Inspection	Aug 2024
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Lighthouse Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures