720 Lewis Rd, Royal Oaks (Watsonville), CA 95076 Property Records

Monterey County property record for 720 Lewis Rd, Royal Oaks, CA 95076

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,409 sqft · built 2008
Lot Size2 acres (87,120 sqft)
Owner2 Individual Names on File
Last Sale$575,000 (Oct 2010)
Tax Bill$8,706 (2025)
Deeds & MortgagesMay 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN412-042-011-000

Property Details

APN / Parcel Number

Primary APN412-042-011-000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms12 Rooms
Building Area3,409 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Architectural StyleCustom Design
Construction TypeWood
Lot Area87,120 sqft
Garage Area1,011 sqft
Parking Spaces4 Parking Spaces

Location & Zoning

Street Address720 LEWIS RD
CityROYAL OAKS
StateCA
Zip95076-9332
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionR/S MP VOL 7 PG 131 OF POR SEC14 & 23 T12 R2 & POR BOLSA DE SAN CAYETANO RO ASSRS PARCEL 8 2 AC
Legal Tract12
Legal Block3
JurisdictionMONTEREY CA
Township / Civil DivisionPAJARO
Census Block Group3
Census Block3000
Census Tract14601

Owner

720 Lewis Rd is owned and occupied by two individuals who bought it in October 2010.

Source: Monterey County records, as of August 6, 2026

Owner of Record2 Individual Names on File
Mailing Address720 LEWIS RD, ROYAL OAKS, CA 95076-9332
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 14, 2010 · Amount on File
Deed SaleOct 14, 2010 · Amount on File
Prior SaleJun 25, 2010 · Amount on File
Deed Document Number201059245
Prior Transfer DateFeb 5, 2007
Prior Transfer Doc0000012106
Record UpdatedOct 29, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEREY CA
Property Address720 LEWIS RD, ROYAL OAKS, CA 95076-9332
Document Number0000023453
Instrument DateMay 12, 2020
Transaction TypeMortgage
Record UpdatedMay 29, 2020
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address720 LEWIS RD ROYAL OAKS CA 950769332, ROYAL OAKS, CA 95076-9332

Mortgage

Document Number0000023453
DateMay 18, 2020
Instrument23453
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 17, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 720 Lewis Rd was $8,706 with a homeowner's exemption.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMonterey County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$751,266 (+2%) Land $261,354 Building $489,912
2025$8,706.00 Homeowner's exemption$736,536 Land $256,230 Building $480,306
2023$7,747.00 (+1.76%) Homeowner's exemption$707,937 Land $246,281 Building $461,656
2022$7,613.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 720 Lewis Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims3 (1982–2023)
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 720 Lewis Rd is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 62% of the US · lower than 62% of California
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPSMCSD - PAJARO
serves 3,500 people · EPA ID CA2710020
Water SourceGroundwater
Last State InspectionSep 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Razzolink
Fixed Wireless
500 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lewis Rd

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