720 Lancaster Ln, Geneva, IL 60134 Property Records

Kane County property record for 720 Lancaster Ln, Geneva, IL 60134

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,721 sqft · built 1991
Lot Size0.156 acres (6,814 sqft)
Owner2 Individual Names on Record
Last Sale$425,000 (Apr 2026)
Tax Bill$7,847 (2025)
Deeds & MortgagesApr 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN12-02-232-048

Property Details

APN / Parcel Number

Primary APN12-02-232-048

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,721 sqft Living Area
Gross Area2,742 sqft
Basement Area1,021 sqft

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Lot Area6,814 sqft (0.156 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address720 LANCASTER LN
CityGENEVA
StateIL
Zip60134-3443
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGENEVA EAST PHASE 3 - LOT 55
Legal SubdivisionGENEVA EAST
Legal Phase3
Legal Block4
Legal Lot Number55
JurisdictionKANE IL
Township / Civil DivisionGENEVA
Census Block Group4
Census Block4004
Census Tract852500

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address804 DERBY CRSE, SAINT CHARLES, IL 60174-5706
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 2, 2026 · Amount on Record
Deed SaleApr 2, 2026 · Amount on Record
Deed Document Number202613190
Prior Transfer DateJun 1, 2016
Prior Transfer Doc0000028584
Record UpdatedOct 29, 2026

April 2026: Deed, Transfer

Document TypeDeed
JurisdictionKANE IL
Recording DateApr 2, 2026
Property Address720 LANCASTER LN, GENEVA, IL 60134-3443
Document Number0000013190
Instrument DateMar 9, 2026
Instrument202613190
Transaction TypeTransfer
Record UpdatedJul 2, 2026
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$64,387.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address804 DERBY CRSE, ST CHARLES, IL 60174-5706

Mortgage

Document Number0000013191,
DateApr 2, 2026
Instrument202613191
Lender
NameJPMORGAN CHASE BANK N A
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2056
Interest
Rate TypeFixed Rate
Rate6.01%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionGeneva Township
MunicipalityGeneva City
Unified School DistrictGeneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,847.00 (+4.29%) Homeowner's exemption Senior Citizen's exemption$124,655 (+8.5%) Land $29,331 Building $95,324$374,115 (+8.5%) Land $88,028 Building $286,086
2024$7,524.00 (+4.73%)$114,889 (+18.38%) Land $27,033 Building $87,856$344,805 (+18.43%) Land $81,131 Building $263,673
2022$7,184.00 (+3.34%) Homeowner's exemption$97,049 (+3.86%) Land $22,835 Building $74,214$291,147 (+3.86%) Land $68,505 Building $222,642
2021$6,952.00 Homeowner's exemption$93,442 Land $21,986 Building $71,456$280,326 Land $65,958 Building $214,368

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGENEVA
serves 21,247 people · EPA ID IL0890350
Water SourceGroundwater
Last State InspectionJun 2023
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 591 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
1,200 / 35
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

May also be available: Verizon.

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