720 Lafayette Ave, Mattoon, IL 61938 Property Records

Coles County property record for 720 Lafayette Ave, Mattoon, IL 61938

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,654 sqft · built 1881
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,357 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-1-04782-000`

Property Details

APN / Parcel Number

Primary APN	`07-1-04782-000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,654 sqft Base Area
1st Floor Area	1,654 sqft
Basement Area	339 sqft
Unfinished Basement	339 sqft

Exterior

Year Built	Built 1881
Effective Year Built	Effective 1881
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	672 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	720 LAFAYETTE AVE
City	MATTOON
State	IL
Zip	61938-4311
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORIGINAL TOWN OF MATTOON BLK 162 LOT 7 SE 1/4 SEC 13 T12N R07E
Legal Range	07E
Legal Township	12N
Legal Section	13
Legal Subdivision	ORIGINAL TOWN OF MATTOON
Legal Block	162
Legal Lot Number	7
Jurisdiction	COLES IL
Township / Civil Division	MATTOON
Census Block Group	1
Census Block	1007
Census Tract	1000

Owner

720 Lafayette Ave is owned and occupied by two individuals.

Source: Coles County records, as of June 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	720 LAFAYETTE AVE, MATTOON, IL 61938-4311
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage LAND OF LINCOLN CU
Aug 6, 2018	Deed of Trust, Mortgage · Conventional Mortgage LAND OF LINCOLN CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLES IL
Property Address	720 LAFAYETTE AVE, MATTOON, IL 61938-4311
Transaction Type	Mortgage
Record Updated	Feb 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100792556
Date	Jan 22, 2021
Instrument	202100792556

Lender

Name	LAND OF LINCOLN CU
Type	Credit Union
Address	MATTOON, IL 61938

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Feb 1, 2041

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLES IL
Property Address	720 LAFAYETTE AVE, MATTOON, IL 61938-4311
Transaction Type	Mortgage
Record Updated	Aug 15, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800777378
Date	Aug 6, 2018
Instrument	201800777378

Lender

Name	LAND OF LINCOLN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Aug 5, 2028

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 720 Lafayette Ave was $2,357 with exemptions applied.

Source: Coles County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Coles County
County Subdivision	Mattoon Township
Municipality	Mattoon City
Unified School District	Mattoon Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,357.00	$40,702 Land $3,508 Building $37,194	$122,106 Land $10,524 Building $111,582
2023		$32,977 Land $2,842 Building $30,135	$98,931 Land $8,526 Building $90,405
2020	$1,811.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 720 Lafayette Ave in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective July 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1980–2018)
Most Recent Claim	Apr 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 720 Lafayette Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MATTOON serves 19,500 people · EPA ID IL0290250
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 490 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber · DSL in parts of the area	2,000 / 2,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Frontier, Nextlink, Watch TV.

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