720 Ladera Ln, Santa Barbara, CA 93108 Property Records

Santa Barbara County property record for 720 Ladera Ln, Santa Barbara, CA 93108

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,793 sqft · built 1950
Lot Size	1.01 acres (43,996 sqft)
Owner	2 Individual Names on Record
Last Sale	$3,375,000 (Apr 2020)
Tax Bill	$38,883 (2025)
Deeds & Mortgages	Apr 2020 Sale & Mortgage Aug 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`155-100-006`

Property Details

APN / Parcel Number

Primary APN	`155-100-006`
Alternative APN	`15510006`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Building Area	4,793 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Lot Area	43,996 sqft
Garage Type	Attached

Location & Zoning

Street Address	720 LADERA LN
City	SANTA BARBARA
State	CA
Zip	93108-1624
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1E1
Legal Description	POR SW1/4 SEC 11 T4N R26W
Legal Subdivision	LAS ALTURAS
Legal Lot Number	16
Jurisdiction	SANTA BARBARA CA
Township / Civil Division	SANTA BARBARA
Census Block Group	1
Census Block	1042
Census Tract	1500

Owner

Source: Santa Barbara County records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	720 LADERA LN, SANTA BARBARA, CA 93108-1624
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2020	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Aug 29, 2017	Deed of Trust, Mortgage ONETRUST HM LOANS
Aug 31, 2017	Grant Deed, Transfer ONETRUST HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 15, 2020 · Amount on Record
Deed Sale	Apr 15, 2020 · Amount on Record
Prior Sale	Aug 31, 2017 · Amount on Record
Deed Document Number	202018639
Prior Transfer Date	Oct 16, 2002
Prior Transfer Doc	0000116210
Record Updated	Sep 20, 2026

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA BARBARA CA
Recording Date	Apr 15, 2020
Property Address	720 LADERA LN, SANTA BARBARA, CA 93108-1624
Document Number	0000018639
Instrument Date	Apr 7, 2020
Instrument	2020-0018639
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018640
Date	Apr 15, 2020
Instrument	2020-0018640

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	720 LADERA LN, SANTA BARBARA, CA 93108-1624
Document Number	0000047082
Instrument Date	Aug 29, 2017
Transaction Type	Mortgage
Record Updated	Nov 13, 2018
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	720 LADERA LN SANTA BARBARA CA 931081624, SANTA BARBARA, CA 93108-1624

Mortgage

Document Number	0000047082
Date	Nov 2, 2018
Instrument	47082

Lender

Name	ONETRUST HM LOANS
Type	Funding / Finance Company
Address	3131 CAMINO DEL RIO N SULTE 16, SAN DIEGO, CA 92108

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2048

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA BARBARA CA
Recording Date	Aug 31, 2017
Property Address	720 LADERA LN, SANTA BARBARA, CA 93108-1624
Document Number	0000042016
Instrument Date	Apr 26, 2017
Instrument	42016
Transaction Type	Transfer
Record Updated	Sep 13, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,015.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 5085 SANTA BARBARA CA 931505085, SANTA BARBARA, CA 93150-5085

Mortgage

Document Number	42017
Date	Aug 31, 2017
Instrument	42017

Lender

Name	ONETRUST HM LOANS
Type	Funding / Finance Company
Address	SAN DIEGO, CA 92108

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 30, 2047

Tax Assessment & Valuation

Source: Santa Barbara County assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Barbara County
Unified School District	Carpinteria Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$3,764,870 (+2%) Land $1,924,267 Building $1,840,603
2025	$38,883.00 (+3.84%)	$3,691,050 (+4.04%) Land $1,886,537 Building $1,804,513
2023	$37,446.00 (+1.45%)	$3,547,725 Land $1,813,282 Building $1,734,443
2022	$36,912.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 86 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	86 in force
Nearby Flood Claims	47 (1980–2025)
Claims Outside the SFHA	25 of 47
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 3 claims Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 4 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 62% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTECITO WATER DIST serves 12,010 people · EPA ID CA4210007
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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