720 Judith Dr, Dayton, OH 45429 Property Records

Montgomery County property record for 720 Judith Dr, Dayton, OH 45429

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,072 sqft · built 1962
Lot Size	0.344 acres (15,002 sqft)
Owner	Individual Name on Record
Last Sale	$425,000 (Aug 2025)
Tax Bill	$8,139 (2024)
Deeds & Mortgages	Feb 2026 Mortgage Aug 2025 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`N64 02606 0001`

Property Details

APN / Parcel Number

Primary APN	`N64 02606 0001`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,072 sqft Living Area
1st Floor Area	1,036 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Architectural Style	Colonial
Exterior Material	Combination
Construction Type	Frame
Lot Area	15,002 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces
Deck Area	288 sqft
Patio Area	28 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	720 JUDITH DR
City	DAYTON
State	OH
Zip	45429-5314
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	126 MARINOLE PK 2-3
Legal Subdivision	OL
Legal Lot Number	1
Jurisdiction	MONTGOMERY OH
Township / Civil Division	KETTERING
Census Block Group	2
Census Block	2008
Census Tract	20602

Owner

Source: Montgomery County records, as of January 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	720 JUDITH DR, DAYTON, OH 45429-5314
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Aug 1, 2025	Warranty Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK
May 18, 2017	Warranty Deed, Transfer CALIBER HM LOANS
Mar 27, 2017	Deed of Trust, Mortgage · Line of Credit PAJ ENTS LLC
Feb 22, 2017	Warranty Deed, Transfer LANDMARK TITLE, LANDMARK TITLE AGENCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2025 · Amount on Record
Deed Sale	Aug 1, 2025 · Amount on Record
Prior Sale	May 18, 2017 · Amount on Record
Deed Document Number	2025-00040382
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	720 JUDITH DR, DAYTON, OH 45429-5314
Transaction Type	Mortgage
Record Updated	Mar 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 JUDITH DR, DAYTON, OH 45429-5314

Mortgage

Document Number	0000009245
Date	Feb 17, 2026
Instrument	2026-00009245

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Aug 1, 2025
Property Address	720 JUDITH DR, DAYTON, OH 45429-5314
Document Number	0000040382
Map Reference	MB 63 PG 65
Instrument Date	May 30, 2025
Instrument	2025-00040382
Transaction Type	Transfer
Record Updated	Jan 27, 2026
Title Company	LANDMARK TITLE AGENCY SOUTH INC, LANDMARK TTL AGCY SOUTH INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	720 JUDITH DR, DAYTON, OH 45429-5314

Mortgage

Document Number	0000040383
Date	Aug 1, 2025
Instrument	2025-00040383

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jul 1, 2055

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	May 18, 2017
Property Address	720 JUDITH DR, DAYTON, OH 45429-5314
Document Number	0000029310
Instrument Date	May 10, 2017
Instrument	29310
Transaction Type	Transfer
Record Updated	Jun 29, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$810.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	720 JUDITH DR DAYTON OH 454295314, DAYTON, OH 45429-5314

Mortgage

Document Number	29311
Date	May 18, 2017
Instrument	29311

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 17, 2047

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	720 JUDITH DR, DAYTON, OH 45429-5314
Document Number	0000018521
Instrument Date	Mar 27, 2017
Transaction Type	Mortgage
Record Updated	Apr 10, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5425 COPPERMILL PL DAYTON OH 454292016, DAYTON, OH 45429-2016

Mortgage

Document Number	0000018521
Date	Mar 28, 2017
Instrument	18521

Lender

Name	PAJ ENTS LLC
Address	11010 N TATUM BLVD # D-100, PHOENIX, AZ 85028-6071

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Feb 22, 2017
Property Address	720 JUDITH DR, DAYTON, OH 45429-5314
Document Number	0000011087
Instrument Date	Feb 10, 2017
Instrument	11087
Transaction Type	Transfer
Record Updated	Mar 7, 2017
Title Company	LANDMARK TITLE, LANDMARK TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$465.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5425 COPPERMILL PL DAYTON OH 454292016, DAYTON, OH 45429-2016

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	Kettering City
Unified School District	Kettering City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$128,060 (+0.13%) Land $17,880 Building $110,180
2024	$8,139.00 (+2.87%)
2023	$7,912.00 (+2.37%)	$127,900 (+29.41%) Land $17,880 Building $110,020	$365,870 (+29.57%) Land $51,080 Building $314,790
2022	$7,729.00	$98,830 Land $13,860 Building $84,970
2020			$282,370 Land $39,600 Building $242,770

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1979)
Most Recent Claim	Sep 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315
Water Source	Purchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: altafiber Network Solutions, Verizon.

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