720 Jefferson Ave, Lancaster, OH 43130 Property Records

Fairfield County property record for 720 Jefferson Ave, Lancaster, OH 43130

Property Summary

Property Type	Single Family Home
Details	1 bd · 2 ba · 1,080 sqft · built 1940
Lot Size	0.122 acres (5,332 sqft)
Owner	2 Individual Names on File
Last Sale	$213,000 (Sep 2026)
Tax Bill	$4,945 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Sep 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-31164-000`

Property Details

APN / Parcel Number

Primary APN	`05-31164-000`
Alternative APN	`0106 00161`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,080 sqft Living Area
1st Floor Area	832 sqft
Basement Area	248 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 2024
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	5,332 sqft (0.122 acres)
Lot Dimensions	130 ft deep x 41 ft wide
Garage Type	Detached
Garage Area	216 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	126 sqft
Deck Area	320 sqft
Patio Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	720 JEFFERSON AVE
City	LANCASTER
State	OH
Zip	43130-2408
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COLE MARTIN TOWSON ADD LOT 218
Legal Subdivision	COLE MARTIN TOWSON ADD
Legal Lot Number	218
Jurisdiction	FAIRFIELD OH
Township / Civil Division	LANCASTER CITY
Census Block Group	2
Census Block	2026
Census Tract	31700

Owner

720 Jefferson Ave is owned by two individuals who bought it in September 2026.

Source: Fairfield County records, as of October 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8805 GOVERNORS HILL DR, CINCINNATI, OH 45249-1337
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2026	Warranty Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK
Sep 21, 2022	Deed of Trust, Mortgage · Line of Credit PEOPLES BANK
Jul 21, 2022	Intrafamily Transfer, Transfer
May 17, 2022	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2026 · Amount on File
Deed Sale	Sep 30, 2026 · Amount on File
Prior Sale	Oct 17, 2024 · Amount on File
Deed Document Number	202617412
Prior Transfer Date	Jun 14, 2022
Prior Transfer Doc	0000015090
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FAIRFIELD OH
Recording Date	Sep 30, 2026
Property Address	720 JEFFERSON AVE, LANCASTER, OH 43130-2408
Document Number	0000017412
Instrument Date	Sep 16, 2026
Instrument	202617412
Transaction Type	Transfer
Record Updated	Oct 13, 2026
Title Company	ACCESS TITLE AGENCY LLC, ACCESS TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$86,052.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017413,
Date	Sep 30, 2026
Instrument	202617413

Lender

Name	UNION SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD OH
Property Address	720 JEFFERSON AVE, LANCASTER, OH 43130-2408
Transaction Type	Mortgage
Record Updated	Sep 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 JEFFERSON AVE, LANCASTER, OH 43130-2408

Mortgage

Document Number	0000019279
Date	Sep 21, 2022
Instrument	202200019279

Lender

Name	PEOPLES BANK
Type	Bank
Address	LANCASTER, OH 43130

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FAIRFIELD OH
Recording Date	Jul 21, 2022
Property Address	720 JEFFERSON AVE, LANCASTER, OH 43130-2408
Document Number	0000015090
Map Reference	MB 2 PG 19
Instrument Date	Jun 14, 2022
Instrument	202200015090
Transaction Type	Transfer
Record Updated	Sep 21, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 JEFFERSON AVE, LANCASTER, OH 43130-2408

May 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	FAIRFIELD OH
Recording Date	May 17, 2022
Property Address	720 JEFFERSON AVE, LANCASTER, OH 43130-2408
Document Number	0000010419
Instrument Date	May 12, 2022
Instrument	202200010419
Transaction Type	Transfer
Record Updated	Sep 21, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2835 BEXLEY PARK RD, COLUMBUS, OH 43209-2233

Tax Assessment & Valuation

The 2025 property tax bill for 720 Jefferson Ave was $4,945.

Source: Fairfield County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Fairfield County
Municipality	Lancaster City
Unified School District	Lancaster City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,945.00	$55,010 Land $9,580 Building $45,430	$157,170 Land $27,380 Building $129,790
2023	$1,188.00 (-6.97%)	$31,940 (-) Land $5,820 Building $26,120
2022	$1,277.00	$31,940 Land $5,820 Building $26,120	$91,250 Land $16,630 Building $74,620

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 720 Jefferson Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 720 Jefferson Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LANCASTER CITY PWS serves 40,400 people · EPA ID OH2301012
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Glo Fiber, Verizon.

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