Smith County property record for 720 Jefferson Ave E, Carthage, TN 37030
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,157 sqft · built 1951 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on File |
| Last Sale | $140,000 (Jun 2019) |
| Tax Bill | $650 (2025) |
| Deeds & Mortgages | Dec 2024 Mortgage Mar 2021 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 054A-F-006.00 |
| Primary APN | 054A-F-006.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,157 sqft Living Area |
| 1st Floor Area | 1,157 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 159 ft deep x 62 ft wide |
| Terrain | Rolling |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 292 sqft |
| Patio Area | 1 sqft |
| Canopy | 1 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 720 JEFFERSON AVE E |
|---|---|
| City | CARTHAGE |
| State | TN |
| Zip | 37030-1303 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MYERS TERRACE PB DB58 PG 0097 BLK C LOT 14 62.5 X 159 BOUNDARY DEED |
| Legal Subdivision | MYERS TERRACE |
| Legal Block | C |
| Legal Lot Number | 14 |
| Jurisdiction | SMITH TN |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 975100 |
720 Jefferson Ave E is owned and occupied by an individual who bought it in June 2019.
Source: Smith County records, as of February 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 720 JEFFERSON AVE E, CARTHAGE, TN 37030-1303 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 18, 2024 | Deed of Trust, Mortgage · Non-Conforming Investor Loan WILSON BANK & TRUST |
| Mar 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK |
| Mar 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK |
| Jun 20, 2019 | Warranty Deed, Transfer CITIZENS BANK |
| Jun 15, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Jun 15, 2018 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 20, 2019 · Amount on File |
| Deed Sale | Jun 20, 2019 · Amount on File |
| Prior Sale | Jun 15, 2018 · Amount on File |
| Deed Document Number | 20191796 |
| Deed Book / Page | 358 / 436 |
| Prior Transfer Date | Jun 1, 2018 |
| Prior Transfer Doc | 0000339797 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SMITH TN |
| Property Address | 720 JEFFERSON AVE E, CARTHAGE, TN 37030-1303 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|---|
| Address | 720 JEFFERSON AVE E, CARTHAGE, TN 37030-1303 |
| Document Number | 0000480144 |
|---|---|
| Date | Dec 18, 2024 |
| Book Page | 480/144 |
| Instrument | 24003675 |
| Name | WILSON BANK & TRUST |
|---|---|
| Type | Bank |
| Address | 623 W MAIN ST, LEBANON, TN 37087 |
| Type | Non-Conforming Investor Loan |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Dec 13, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SMITH TN |
| Property Address | 720 JEFFERSON AVE E, CARTHAGE, TN 37030-1303 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000397547 |
|---|---|
| Date | Mar 23, 2021 |
| Book Page | 397/547 |
| Instrument | 21000992 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Address | CARTHAGE, TN 37030 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SMITH TN |
| Property Address | 720 JEFFERSON AVE E, CARTHAGE, TN 37030-1303 |
| Transaction Type | Mortgage |
| Record Updated | Apr 8, 2021 |
| Name | Verified Name |
|---|
| Document Number | 397547 |
|---|---|
| Date | Mar 23, 2021 |
| Book Page | 397/547 |
| Instrument | 21000992 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Address | CARTHAGE, TN 37030 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SMITH TN |
| Recording Date | Jun 20, 2019 |
| Property Address | 720 JEFFERSON AVE E, CARTHAGE, TN 37030-1303 |
| Document Number | 0000358436 |
| Book / Page | 358 / 436 |
| Map Reference | MB 58 PG 97 |
| Instrument Date | Jun 20, 2019 |
| Instrument | 19001796 |
| Transaction Type | Transfer |
| Record Updated | Jun 20, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $518.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 720 JEFFERSON AVE E, CARTHAGE, TN 37030-1303 |
| Document Number | 0019001797 |
|---|---|
| Date | Jun 20, 2019 |
| Instrument | 19001797 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SMITH TN |
| Recording Date | Jun 15, 2018 |
| Property Address | 720 JEFFERSON AVE E, CARTHAGE, TN 37030-1303 |
| Document Number | 3401 |
| Book / Page | 000340 / 000001 |
| Instrument Date | Jun 1, 2018 |
| Instrument | 1763 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $477.30 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 26 SULLIVAN BEND RD ELMWOOD TN 385604136, ELMWOOD, TN 38560-4136 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SMITH TN |
| Recording Date | Jun 15, 2018 |
| Property Address | 720 JEFFERSON AVE E, CARTHAGE, TN 37030-1303 |
| Document Number | 339797 |
| Book / Page | 000339 / 000797 |
| Instrument Date | Jan 25, 2018 |
| Instrument | 1762 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 110 STAUNTON ST LASCASSAS TN 370854552, LASCASSAS, TN 37085-4552 |
The 2025 property tax bill for 720 Jefferson Ave E was $650.
Source: Smith County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| Municipality | Carthage Town |
| County | Smith County |
| Unified School District | Smith County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $650.00 | $37,525 (-) Land $3,750 Building $33,775 | $150,100 Land $15,000 Building $135,100 |
| 2024 | $37,525 (-) Land $3,750 Building $33,775 | ||
| 2023 | $37,525 (-15.58%) Land $3,750 Building $33,775 | ||
| 2022 | $44,450 Land $3,750 Building $40,700 | $150,100 Land $15,000 Building $135,100 | |
| 2019 | $843.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 720 Jefferson Ave E in Zone X, an area of minimal flood risk, though there have been 28 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 28 (1978–2015) |
| Claims Outside the SFHA | 5 of 28 |
| Most Recent Claim | Dec 2015 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 720 Jefferson Ave E is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARTHAGE WATER SYSTEM serves 3,950 people · EPA ID TN0000095 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| DeKalb Telephone Cooperative Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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