Richland County property record for 720 Jack Russell Ct, Elgin, SC 29045
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,668 sqft · built 2009 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $198,000 (Dec 2021) |
| Tax Bill | $7,229 (2025) |
| Deeds & Mortgages | May 2024 Mortgage Sep 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25911-02-07 |
| Primary APN | 25911-02-07 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,668 sqft Heated Area |
| Gross Area | 2,442 sqft |
| 1st Floor Area | 644 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Conventional |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 4,792 sqft (0.11 acres) |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 329 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 01969490 |
|---|---|
| Street Address | 720 JACK RUSSELL CT |
| City | ELGIN |
| State | SC |
| Zip | 29045-8356 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PDD |
| Legal Description | LOT 305 45X110X45X110 #SU JACOBS CREEK PH 9 #PR RB1316-3342 |
| Legal Subdivision | JACOBS CREEK |
| Legal Lot Number | 45,305 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | PONTIAC |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 11425 |
Source: Richland County records, as of October 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 720 JACK RUSSELL CT, ELGIN, SC 29045-8356 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 2, 2024 | Deed of Trust, Mortgage · FHA Mortgage CITIZENS BANK NA |
| Sep 23, 2022 | Deed of Trust, Mortgage · FHA Mortgage CITIZENS BANK NA |
| Aug 21, 2023 | Deed of Trust, Mortgage · FHA Mortgage CITIZENS BANK NA |
| Dec 13, 2021 | Deed, Transfer · FHA Mortgage CITIZENS BANK NA |
| Jun 15, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 13, 2021 · Amount on Record |
| Deed Sale | Dec 13, 2021 · Amount on Record |
| Prior Sale | Apr 17, 2009 · Amount on Record |
| Deed Document Number | 202182023 |
| Deed Book / Page | 2696 / 974 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 720 JACK RUSSELL CT, ELGIN, SC 29045-8356 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2024 |
| Name | Verified Name |
|---|---|
| Address | 720 JACK RUSSELL CT, ELGIN, SC 29045-8356 |
| Document Number | 0029193104 |
|---|---|
| Date | May 2, 2024 |
| Book Page | 2919/3104 |
| Instrument | 2024018815 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | 10561 TELEGRAPH RD, GLEN ALLEN, VA 23059 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 331 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 720 JACK RUSSELL CT, ELGIN, SC 29045-8356 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 720 JACK RUSSELL CT, ELGIN, SC 29045-8356 |
| Document Number | 0027821092 |
|---|---|
| Date | Sep 23, 2022 |
| Book Page | 2782/1092 |
| Instrument | 2022053832 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | GLEN ALLEN, VA 23059 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 351 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 720 JACK RUSSELL CT, ELGIN, SC 29045-8356 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Name | Verified Name |
|---|---|
| Address | 720 JACK RUSSELL CT, ELGIN, SC 29045-8356 |
| Document Number | 0028592632 |
|---|---|
| Date | Aug 21, 2023 |
| Book Page | 2859/2632 |
| Instrument | 2023035941 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | GLEN ALLEN, VA 23059 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 340 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Dec 13, 2021 |
| Property Address | 720 JACK RUSSELL CT, ELGIN, SC 29045-8356 |
| Document Number | 0026960974 |
| Book / Page | 2696 / 974 |
| Map Reference | MB 1316 PG 3342 |
| Instrument Date | Dec 6, 2021 |
| Instrument | 2021082023 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $514.80 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 720 JACK RUSSELL CT, ELGIN, SC 29045-8356 |
| Document Number | 2021082024 |
|---|---|
| Date | Dec 13, 2021 |
| Instrument | 2021082024 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 720 JACK RUSSELL CT, ELGIN, SC 29045-8356 |
| Document Number | 2505/1548 |
| Instrument Date | Jun 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2020 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 720 JACK RUSSELL CT ELGIN SC 290458356, ELGIN, SC 29045-8356 |
| Document Number | 2505/1548 |
|---|---|
| Date | Jul 4, 2020 |
| Book Page | 002505/001548 |
| Instrument | 32562 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 3, 2050 |
Source: Richland County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Unified School District | Richland School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,229.00 (+4.48%) | $212,300 (+2,580.56%) Land $30,800 Building $181,500 | $212,300 (+7.22%) Land $30,800 Building $181,500 |
| 2023 | $6,919.00 (+52.57%) | $7,920 (+4.21%) | $198,000 (+56.4%) |
| 2021 | $4,535.00 | $7,600 | $126,600 Land $27,000 Building $99,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2015 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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