720 I St, Los Banos, CA 93635 Property Records

Merced County property record for 720 I St, Los Banos, CA 93635

Property Summary

Property Type	Commercial
Lot Size	0.344 acres (15,000 sqft)
Owner	Company Name on Record
Last Sale	$625,000 (Sep 2020)
Tax Bill	$14 (2025)
Deeds & Mortgages	Nov 2022 Second Mortgage Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`025-212-019-000`

Property Details

APN / Parcel Number

Primary APN	`025-212-019-000`
Alternative APN	`025-212-019`

Exterior

Lot Area	15,000 sqft (0.344 acres)

Location & Zoning

Old Parcel Number	025-212-019
Street Address	720 I ST
City	LOS BANOS
State	CA
Zip	93635-4353
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	HC
Legal Description	LOS BANOS LOTS 20-23 BLK 65
Legal Subdivision	LOS BANOS
Legal Block	65
Legal Lot Number	20-23
Jurisdiction	MERCED CA
Township / Civil Division	LOS BANOS
Census Block Group	3
Census Block	3016
Census Tract	2201

Owner

Source: Merced County records, as of July 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	726 I ST, LOS BANOS, CA 93635-4309
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2022	Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage FIVE STAR BANK
Sep 9, 2020	Grant Deed, Transfer · Conventional Mortgage GALLICHIO S & K 2016 TR (RT)

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2020 · Amount on Record
Deed Sale	Sep 9, 2020 · Amount on Record
Prior Sale	Dec 11, 2013 · Amount on Record
Deed Document Number	202031649
Last Transfer Date	Oct 26, 2022
Transfer Doc	0000037310
Record Updated	Sep 20, 2026

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MERCED CA
Recording Date	Nov 2, 2022
Property Address	720 I ST, LOS BANOS, CA 93635-4353
Document Number	0000037310
Map Reference	MB 2 PG 21
Instrument Date	Oct 17, 2022
Instrument	2022037310
Transaction Type	Transfer
Record Updated	Nov 25, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	726 I ST, LOS BANOS, CA 93635-4309

Mortgage

Document Number	0000037311
Date	Nov 2, 2022
Instrument	2022037311

Lender

Name	FIVE STAR BANK
Type	Bank

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Sep 9, 2020
Property Address	720 I ST, LOS BANOS, CA 93635-4353
Document Number	0000031649
Instrument Date	Aug 27, 2020
Instrument	31649
Transaction Type	Transfer
Record Updated	Oct 6, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$688.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	726 I ST LOS BANOS CA 936354309, LOS BANOS, CA 93635-4309

Mortgage

Document Number	31650
Date	Sep 9, 2020
Instrument	31650

Lender

Name	GALLICHIO S & K 2016 TR (RT)
Address	20647 CAPRI AVE, LOS BANOS, CA 93635-8500

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Merced County assessment roll, as of July 16, 2025

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Los Banos City
Unified School District	Los Banos Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$14.00 Additional exemption filed	$676,518 (+4.04%) Land $194,837 Building $481,681
2024	$14.00
2023	$14.00 (+16.67%) Additional exemption filed	$650,250 Land $187,272 Building $462,978
2022	$12.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LOS BANOS serves 48,896 people · EPA ID CA2410005
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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