720 Howard St, Lodi, CA 95242 Property Records

San Joaquin County property record for 720 Howard St, Lodi, CA 95242 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,040 sqft · built 1948
Lot Size0.14 acres (6,120 sqft)
OwnerIndividual Name on File
Last Sale$146,500 (Jun 2009)
Tax Bill$2,062 (2025)
Deeds & MortgagesMay 2021 Mortgage
Dec 2018 Mortgage
Flood ZoneZone X (moderate risk)
APN035-190-140-000

Property Details

APN / Parcel Number

Primary APN035-190-140-000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,040 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1948
Architectural StyleOther
Construction TypeWood
Lot Area6,120 sqft (0.14 acres)
Garage TypeMixed
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemNone

Location & Zoning

Street Address720 HOWARD ST
CityLODI
StateCA
Zip95242-2431
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCITY/MUNI/TWP:LODI SUBD:WOODLAKE TRACT MAP REF:MB 035 PG 19
Legal SubdivisionWOODLAKE TRACT
Legal Lot Number39
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionLODI
Census Block Group2
Census Block2003
Census Tract4205

Owner

Source: San Joaquin County records · APN 035-190-140-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address720 HOWARD ST, LODI, CA 95242-2431
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 04, 2021Deed of Trust, Mortgage · Conventional Mortgage
SUMMIT FUNDING INC
Dec 26, 2018Deed of Trust, Mortgage · Conventional Mortgage
SUMMIT FUNDING INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 02, 2009 · Amount on Record
Deed SaleJun 02, 2009 · Amount on Record
Prior SaleJun 02, 2009 · Amount on Record
Deed Document Number0000082050
Last Transfer DateDec 23, 2016
Transfer Doc0000162476
Record UpdatedJun 07, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address720 HOWARD ST, LODI, CA 95242-2431
Transaction TypeMortgage
Record UpdatedMay 14, 2021
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address720 HOWARD ST, LODI, CA 95242-2431

Mortgage

Document Number0000078446
DateMay 04, 2021
Instrument2021-078446
Lender
NameSUMMIT FUNDING INC
TypeMortgage Company
AddressSACRAMENTO, CA 95815
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2051

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address720 HOWARD ST, LODI, CA 95242-2431
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyCHICAGO TITLE COMPANY STOCKT

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000144551
DateDec 26, 2018
Instrument2018-144551
Lender
NameSUMMIT FUNDING INC
TypeMortgage Company
AddressSACRAMENTO, CA 95815
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2049

Tax Assessment & Valuation

Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityLodi City
Unified School DistrictLodi Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$2,062.00 (+4.41%)$188,643 (+4.04%) Land $46,353 Building $142,290
2023$1,975.00 (+2.28%)$181,319 Land $44,554 Building $136,765
2022$1,931.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Joaquin County (06077C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060770042052, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Nearby Flood Policies3 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 747 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
UnWired Broadband HoldingFixed Wireless (unlicensed)400 / 50
Softcom Internet CommunicationsFixed Wireless (licensed-by-rule)400 / 50
DigitalPathFixed Wireless200 / 20
Cal.netFixed Wireless (licensed-by-rule)100 / 20
AT&TDSL100 / 20

May also be available at this address: AT&T, Verizon, Zinnia Networks, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

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