720 Highland Ave, Fort Wright (Covington), KY 41011 Property Records

Kenton County property record for 720 Highland Ave, Fort Wright, KY 41011

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,680 sqft · built 1935
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$219,000 (Jul 2026)
Tax Bill	$1,314 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Feb 2026 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`055-12-02-069.00`

Property Details

APN / Parcel Number

Primary APN	`055-12-02-069.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,680 sqft Finished Area
Gross Area	1,960 sqft

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Exterior Material	Brick
Foundation Type	Concrete
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	156 ft deep x 41 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	720 HIGHLAND AVE
City	FT WRIGHT
State	KY
Zip	41011-4065
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HENRY DEYE BLK A LOT 7
Legal Subdivision	DEYE HENRY
Legal Phase	A
Legal Block	A
Legal Lot Number	7
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1004
Census Tract	65100

Owner

Source: Kenton County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	720 HIGHLAND AVE, FT WRIGHT, KY 41011-4065
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2026	Warranty Deed, Transfer · Conventional Mortgage HUNTINGTON NATIONAL BANK
Feb 17, 2026	Deed, Construction Loan · Construction Mortgage SIR LENDS A LOT LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 9, 2026 · Amount on Record
Deed Sale	Jul 9, 2026 · Amount on Record
Prior Sale	Feb 17, 2026 · Amount on Record
Deed Document Number	202614047
Deed Book / Page	456 / 677
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jul 9, 2026
Property Address	720 HIGHLAND AVE, FT WRIGHT, KY 41011-4065
Document Number	0000014047
Book / Page	456 / 677
Instrument Date	Jun 25, 2026
Instrument	202614047
Transaction Type	Transfer
Record Updated	Jul 28, 2026
Title Company	360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$22,119.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 HIGHLAND AVE, FT WRIGHT, KY 41011-4065

Mortgage

Document Number	0000014048,
Date	Jul 9, 2026
Instrument	2026070914048

Lender

Name	HUNTINGTON NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

February 2026: Deed, Construction Loan

Document Type	Deed
Jurisdiction	KENTON KY
Recording Date	Feb 17, 2026
Property Address	720 HIGHLAND AVE, FT WRIGHT, KY 41011-4065
Document Number	0000003077
Book / Page	390 / 294
Instrument Date	Feb 6, 2026
Instrument	26059000003077
Transaction Type	Construction Loan
Record Updated	Mar 6, 2026

Transaction

Amount	Amount Recorded
Tax	$70.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	312 LAKE ST, LUDLOW, KY 41016-1390

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8135 WITTS MEADOW LN, CINCINNATI, OH 45255-5735
Investor	Possibly a Property Investor

Mortgage

Document Number	0000003078
Date	Feb 17, 2026
Instrument	26059000003078

Lender

Name	SIR LENDS A LOT LLC
Type	Non-Lending Institution

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Mar 1, 2027

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$124,000 (+25%) Land $10,000 Building $114,000	$124,000 (+25%) Land $10,000 Building $114,000
2025	$1,314.00 (-0.53%)	$99,200 (-) Land $10,000 Building $89,200	$99,200 (-) Land $10,000 Building $89,200
2023	$1,321.00	$99,200 Land $10,000 Building $89,200	$99,200 Land $10,000 Building $89,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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