Montgomery County property record for 720 Hidden Cir, Dayton, OH 45458
| Property Type | Condominium |
|---|---|
| Details | 4 bd · 3 ba · 2,370 sqft · built 1984 |
| Lot Size | 0.05 acres (2,178 sqft) |
| Owner | Individual Name on File |
| Last Sale | $180,000 (Aug 2018) |
| Tax Bill | $5,478 (2024) |
| Deeds & Mortgages | Jun 2023 Line of Credit Oct 2024 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | O67 50702 0044 |
| Primary APN | O67 50702 0044 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,370 sqft Living Area |
| 1st Floor Area | 1,015 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Architectural Style | Condo/Apartment |
| Exterior Material | Combination |
| Construction Type | Frame |
| Lot Area | 2,178 sqft |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 81 sqft |
| Patio Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 720 HIDDEN CIR |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45458-3373 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | BLDG 10 UNIT 41 THE LOFTS OF OAK CREEK SOUTH CONDO PHASE II & GAR |
| Legal Subdivision | OAK CREEK SOUTH |
| Legal Phase | 2 |
| Legal Lot Number | 44 |
| Legal Unit | 41 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 40403 |
720 Hidden Cir, a condominium, is owned and occupied by an individual who bought it in August 2018.
Source: Montgomery County records, as of January 26, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 720 HIDDEN CIR, DAYTON, OH 45458-3373 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 27, 2023 | Deed of Trust, Mortgage · Line of Credit DAY AIR CREDIT UNION INC |
| Oct 9, 2024 | Transfer on Death Deed, Transfer |
| Aug 20, 2018 | Warranty Deed, Transfer · Conventional Mortgage DAY AIR CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 20, 2018 · Amount on File |
| Deed Sale | Aug 20, 2018 · Amount on File |
| Prior Sale | Jun 28, 2006 · Amount on File |
| Deed Document Number | 2018-00048842 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 720 HIDDEN CIR, DAYTON, OH 45458-3373 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2026 |
| Name | Verified Name |
|---|---|
| Address | 720 HIDDEN CIR, CENTERVILLE, OH 45458-3373 |
| Document Number | 0000032589 |
|---|---|
| Date | Jun 27, 2023 |
| Instrument | 202300032589 |
| Name | DAY AIR CREDIT UNION INC |
|---|---|
| Type | Credit Union |
| Address | DAYTON, OH 45429 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Oct 9, 2024 |
| Property Address | 720 HIDDEN CIR, DAYTON, OH 45458-3373 |
| Document Number | 0000053903 |
| Map Reference | MB 122 PG 6 |
| Instrument Date | Sep 19, 2024 |
| Instrument | 2024-00053903 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 720 HIDDEN CIR, DAYTON, OH 45458-3373 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Aug 20, 2018 |
| Property Address | 720 HIDDEN CIR, DAYTON, OH 45458-3373 |
| Document Number | 0000048842 |
| Instrument Date | Aug 16, 2018 |
| Instrument | 48842 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2018 |
| Title Company | STERLING LAND TITLE AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $540.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 720 HIDDEN CIR CENTERVILLE OH 454583373, CENTERVILLE, OH 45458-3373 |
| Document Number | 48843 |
|---|---|
| Date | Aug 20, 2018 |
| Instrument | 48843 |
| Name | DAY AIR CU |
|---|---|
| Type | Credit Union |
| Address | KETTERING, OH 45429 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 19, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
Source: Montgomery County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| County Subdivision | Washington Township |
| Unified School District | Centerville City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $80,180 Land $9,940 Building $70,240 | ||
| 2024 | $5,478.00 (+8.43%) | ||
| 2023 | $5,052.00 (+12.39%) | $80,180 (+42.09%) Land $9,940 Building $70,240 | $229,080 Land $28,400 Building $200,680 |
| 2022 | $4,495.00 | $56,430 Land $7,000 Building $49,430 | |
| 2020 | $161,220 Land $20,000 Building $141,220 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 720 Hidden Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 720 Hidden Cir is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315 |
|---|---|
| Water Source | Purchased surface water from DAYTON PUBLIC WATER SYSTEM |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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