720 Hemlock St, Edmonds, WA 98020 Property Records

Snohomish County property record for 720 Hemlock St, Edmonds, WA 98020

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,644 sqft · built 1974
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$975,000 (Jul 2018)
Tax Bill	$13,506 (2026)
Deeds & Mortgages	Jun 2019 Mortgage Jul 2018 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`4845-007-005-03`

Property Details

APN / Parcel Number

Primary APN	`4845-007-005-03`
Alternative APNs	`004845-007-005-03` `48450070050308` `1109202`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Units	2 Units
Building Area	2,644 sqft Living Area
Gross Area	3,412 sqft
1st Floor Area	1,616 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Split Foyer
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Garage Area	588 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	180 sqft
Deck Area	288 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	1109202
Street Address	720 HEMLOCK ST
City	EDMONDS
State	WA
Zip	98020-4023
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	KELLOGG PLAT OF EDMONDS BLK 007 D-03 - E1/2 OF LOT 5 TGW ALL OF LOT 6 & W 25FT LOT 7
Legal Section	25
Legal Subdivision	KELLOGG PLAT OF EDMONDS
Legal Block	007 D
Legal Lot Number	5,6,7
Jurisdiction	SNOHOMISH WA
Township / Civil Division	EDMONDS
Census Block Group	2
Census Block	2006
Census Tract	50502

Owner

720 Hemlock St is owned and occupied by two individuals who bought it in July 2018.

Source: Snohomish County records, as of September 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	720 HEMLOCK ST, EDMONDS, WA 98020-4023
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST SEC BK/WA
Jul 27, 2018	Warranty Deed, Transfer · Conventional Mortgage FIRST SEC BK/WA
Feb 1, 2018	Loan Modification, Mortgage COMMERCE BK/WA
Jun 12, 2017	Deed of Trust, Mortgage · Line of Credit COMMERCE BK/WA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2018 · Amount on File
Deed Sale	Jul 27, 2018 · Amount on File
Prior Sale	Oct 31, 2016 · Amount on File
Deed Document Number	2018458
Prior Transfer Date	Aug 20, 2015
Prior Transfer Doc	0000000610
Record Updated	Oct 29, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SNOHOMISH WA
Property Address	720 HEMLOCK ST, EDMONDS, WA 98020-4023
Document Number	0000000255
Instrument Date	Jun 21, 2019
Transaction Type	Mortgage
Record Updated	Jul 4, 2019
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	720 HEMLOCK ST EDMONDS WA 980204023, EDMONDS, WA 98020-4023

Mortgage

Document Number	0000000255
Date	Jun 26, 2019
Instrument	201906260255

Lender

Name	FIRST SEC BK/WA
Type	Bank
Address	MOUNTLAKE TERRACE, WA 98043

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 25, 2049

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SNOHOMISH WA
Recording Date	Jul 27, 2018
Property Address	720 HEMLOCK ST, EDMONDS, WA 98020-4023
Document Number	0000000458
Instrument Date	Jul 26, 2018
Instrument	201807270458
Transaction Type	Transfer
Record Updated	Oct 9, 2018
Title Company	CW TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$17,360.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	720 HEMLOCK ST EDMONDS WA 980204023, EDMONDS, WA 98020-4023

Mortgage

Document Number	459
Date	Jul 27, 2018
Instrument	201807270459

Lender

Name	FIRST SEC BK/WA
Type	Bank
Address	MOUNTLAKE TERRACE, WA 98043

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 26, 2048

February 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SNOHOMISH WA
Property Address	720 HEMLOCK ST, EDMONDS, WA 98020-4023
Document Number	0000000098
Instrument Date	Feb 1, 2018
Transaction Type	Mortgage
Record Updated	Feb 19, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	720 HEMLOCK ST EDMONDS WA 980204023, EDMONDS, WA 98020-4023

Mortgage

Document Number	0000000098
Date	Feb 12, 2018
Instrument	201802120098

Lender

Name	COMMERCE BK/WA
Type	Bank
Address	SEATTLE, WA 98101

Agreement

Amount	Amount on Record

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SNOHOMISH WA
Property Address	720 HEMLOCK ST, EDMONDS, WA 98020-4023
Document Number	0000000378
Instrument Date	Jun 12, 2017
Transaction Type	Mortgage
Record Updated	Jul 3, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	720 HEMLOCK ST EDMONDS WA 980204023, EDMONDS, WA 98020-4023

Mortgage

Document Number	0000000378
Date	Jun 14, 2017
Instrument	201706140378

Lender

Name	COMMERCE BK/WA
Type	Bank
Address	SEATTLE, WA 98101

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 720 Hemlock St was $13,506.

Source: Snohomish County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Snohomish County
Municipality	Edmonds City
Unified School District	Edmonds School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,506.00	$1,691,000 Land $1,233,000 Building $458,000	$1,691,000 Land $1,233,000 Building $458,000
2023	$9,846.00	$1,432,700 Land $999,500 Building $433,200	$1,432,700 Land $999,500 Building $433,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 720 Hemlock St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 17, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 720 Hemlock St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EDMONDS serves 34,065 people · EPA ID WA5322500
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 498 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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