Charleston County property record for 720 Harbor View Rd, Charleston, SC 29412
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,261 sqft · built 1988 |
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | Individual Name on File |
| Last Sale | $303,000 (Mar 2020) |
| Tax Bill | $1,483 (2024) |
| Deeds & Mortgages | Jun 2021 Line of Credit Mar 2020 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 454-05-00-073 |
| Primary APN | 454-05-00-073 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,261 sqft Living Area |
| 1st Floor Area | 1,261 sqft |
| Year Built | Built 1988 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 15,682 sqft (0.36 acres) |
| Lot Dimensions | 175 ft deep x 90 ft wide |
| Terrain | High |
| Garage Type | Attached |
| Garage Area | 350 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 236 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Street Address | 720 HARBOR VIEW RD |
|---|---|
| City | CHARLESTON |
| State | SC |
| Zip | 29412-5005 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION NAME -STILES POINT DESCRIPTION -LT 16 BLK A PART 2 PORTION 4 |
| Legal Subdivision | STILES POINT |
| Legal Block | A |
| Legal Lot Number | 16 |
| Jurisdiction | CHARLESTON SC |
| Township / Civil Division | JAMES ISLAND |
| Census Block Group | 1 |
| Census Block | 1095 |
| Census Tract | 2007 |
Source: Charleston County assessment roll, as of September 13, 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 720 HARBOR VIEW RD, CHARLESTON, SC 29412-5005 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 21, 2021 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| Mar 10, 2020 | Grant Deed, Transfer · Conventional with PMI CAROLINA ONE MTG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 10, 2020 · Amount on Record |
| Deed Sale | Mar 10, 2020 · Amount on Record |
| Deed Document Number | 0000865505 |
| Deed Book / Page | 865 / 505 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 720 HARBOR VIEW RD, CHARLESTON, SC 29412-5005 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2022 |
| Name | Verified Name |
|---|---|
| Address | 720 HARBOR VIEW RD, CHARLESTON, SC 29412-5005 |
| Document Number | 0010050229 |
|---|---|
| Date | Jun 21, 2021 |
| Book Page | 1005/229 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Mar 10, 2020 |
| Property Address | 720 HARBOR VIEW RD, CHARLESTON, SC 29412-5005 |
| Document Number | 0865/0505 |
| Book / Page | 000865 / 000505 |
| Instrument Date | Feb 24, 2020 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $303.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 720 HARBOR VIEW RD CHARLESTON SC 294125005, CHARLESTON, SC 29412-5005 |
| Document Number | 865/0506 |
|---|---|
| Date | Mar 10, 2020 |
| Book Page | 000865/000506 |
| Name | CAROLINA ONE MTG |
|---|---|
| Type | Mortgage Company |
| Address | NORTH CHARLESTON, SC 29405 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 9, 2050 |
Source: Charleston County assessment roll, as of September 13, 2024
| Type | Name |
|---|---|
| State | South Carolina |
| County | Charleston County |
| Municipality | James Island Town |
| Unified School District | Charleston County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $1,483.00 (+10.26%) | $12,120 (-) | |
| 2022 | $1,345.00 | $12,120 | $303,000 (-) Land $106,600 Building $196,400 |
| 2020 | $303,000 Land $106,600 Building $196,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 217 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 217 in force |
| Nearby Flood Claims | 150 (1978–2024) |
| Claims Outside the SFHA | 16 of 150 |
| Most Recent Claim | Mar 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 87% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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