720 Gough Ave, Templeton, CA 93465 Property Records

San Luis Obispo County property record for 720 Gough Ave, Templeton, CA 93465

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,944 sqft · built 1953
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on File
Last Sale	$750,000 (May 2026)
Tax Bill	$9,528 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Jun 2023 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`041-131-010`

Property Details

APN / Parcel Number

Primary APN	`041-131-010`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,944 sqft Living Area
1st Floor Area	1,944 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Construction Type	Wood
Lot Area	21,780 sqft (0.5 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	720 GOUGH AVE
City	TEMPLETON
State	CA
Zip	93465-5004
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TN TEMPLETON WENN ADD LTS 25 & 26
Legal Subdivision	TN TEMPLETON WENN ADD
Legal Block	5
Legal Lot Number	25,26
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ATASCADERO
Census Block Group	5
Census Block	5031
Census Tract	13100

Owner

720 Gough Ave is owned and occupied by an individual who bought it in May 2026.

Source: San Luis Obispo County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	720 GOUGH AVE, TEMPLETON, CA 93465-5004
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2022	Deed of Trust, Mortgage · Commercial Mortgage VALERIE V VEKKOS TRUST
Jun 15, 2023	Deed of Trust, Mortgage · Commercial Mortgage GORDYY MCCULLOUGH
Nov 2, 2023	Deed of Trust, Mortgage · Commercial Mortgage THE CIULLO FAMILY TRUST
Nov 15, 2023	Deed of Trust, Mortgage · Commercial Mortgage VALERIE V VEKKOS TRUST
May 13, 2026	Grant Deed, Transfer · Conventional Mortgage SELCO CREDIT UNION
Jun 3, 2022	Intrafamily Transfer, Transfer · Commercial Mortgage CIULLO FAMILY TRUST
Jan 12, 2021	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY TITLE
Jan 12, 2021	Grant Deed, Transfer · Conventional Mortgage CIULLO FAMILY TRUST (PT)

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 13, 2026 · Amount on File
Deed Sale	May 13, 2026 · Amount on File
Prior Sale	Jan 12, 2021 · Amount on File
Deed Document Number	202615076
Prior Transfer Date	Apr 25, 2000
Prior Transfer Doc	0000024687
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	720 GOUGH AVE, TEMPLETON, CA 93465-5004
Transaction Type	Mortgage
Record Updated	May 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2907 SHELTER ISLAND DR 105-28, 105, SAN DIEGO, CA 92106-2797

Mortgage

Document Number	0000039911
Date	Oct 11, 2022
Instrument	2022039911

Lender

Name	VALERIE V VEKKOS TRUST
Type	Private Party
Address	2931 CANON ST UNIT 6166, SAN DIEGO, CA 92166

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	720 GOUGH AVE, TEMPLETON, CA 93465-5004
Transaction Type	Mortgage
Record Updated	May 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2907 SHELTER ISLAND DR 105-28, 105, SAN DIEGO, CA 92106-2797

Mortgage

Document Number	0000016892
Date	Jun 15, 2023
Instrument	2023016892

Lender

Name	GORDYY MCCULLOUGH
Type	Private Party
Address	2907 SHELTER ISLAND DR, SAN DIEGO, CA 92106

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	1 Months
Due	Jul 1, 2023

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	720 GOUGH AVE, TEMPLETON, CA 93465-5004
Transaction Type	Mortgage
Record Updated	May 28, 2026
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 CORPORATE PLAZA DR 15088, 15088, NEWPORT BEACH, CA 92660-7911

Mortgage

Document Number	0000033344
Date	Nov 2, 2023
Instrument	2023033344

Lender

Name	THE CIULLO FAMILY TRUST
Type	Private Party
Address	3634 GARNER PL, ENCINITAS, CA 92024

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	720 GOUGH AVE, TEMPLETON, CA 93465-5004
Transaction Type	Mortgage
Record Updated	May 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 CORPORATE PLAZA DR 15088, 15088, NEWPORT BEACH, CA 92660-7911

Mortgage

Document Number	0000034523
Date	Nov 15, 2023
Instrument	2023034523

Lender

Name	VALERIE V VEKKOS TRUST
Type	Private Party

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

May 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	May 13, 2026
Property Address	720 GOUGH AVE, TEMPLETON, CA 93465-5004
Document Number	0000015076
Instrument Date	May 4, 2026
Instrument	202615076
Transaction Type	Transfer
Record Updated	Jun 12, 2026
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$83,325.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	720 GOUGH AVE, TEMPLETON, CA 93465-5004
Investor	Possibly a Property Investor

Mortgage

Document Number	0000015077,
Date	May 13, 2026
Instrument	202615077

Lender

Name	SELCO CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jun 3, 2022
Property Address	720 GOUGH AVE, TEMPLETON, CA 93465-5004
Document Number	0000023706
Map Reference	MB B PG 54
Instrument Date	Jun 2, 2022
Instrument	2022023706
Transaction Type	Transfer
Record Updated	Jun 15, 2022
Title Company	TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 CORPORATE PLAZA DR STE 150, 150, NEWPORT BEACH, CA 92660-7908

Mortgage

Document Number	0000023707
Date	Jun 3, 2022
Instrument	2022023707

Lender

Name	CIULLO FAMILY TRUST
Type	Private Party

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jan 12, 2021
Property Address	720 GOUGH AVE, TEMPLETON, CA 93465-5004
Document Number	0000002482
Instrument Date	Jan 6, 2021
Instrument	2482
Transaction Type	Transfer
Record Updated	Jan 22, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	378 W 151ST AVE GOODYEAR AZ 85338, GOODYEAR, AZ 85338

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jan 12, 2021
Property Address	720 GOUGH AVE, TEMPLETON, CA 93465-5004
Document Number	0000002483
Instrument Date	Dec 22, 2020
Instrument	2483
Transaction Type	Transfer
Record Updated	Jan 25, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$418.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2907 SHELTER ISLAND DR 105-286 SAN DIEGO CA 92106, SAN DIEGO, CA 92106

Mortgage

Document Number	2484
Date	Jan 12, 2021
Instrument	2484

Lender

Name	CIULLO FAMILY TRUST (PT)

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Mortgage

Document Number	2485,
Date	Jan 12, 2021
Instrument	2485

Lender

Name	RANDALL HEILMANN
Address	378 S 151ST AVE, GOODYEAR, AZ 85338-2950
Special Notes	Seller Financed

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 720 Gough Ave was $9,528, down 1% from the year before.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Templeton Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$838,883 (+2%) Land $378,850 Building $460,033
2025	$9,528.00 (-9.99%)	$822,435 Land $371,422 Building $451,013
2024	$10,586.00 (+43.68%)
2023	$7,368.00 (+5.21%)	$499,392 Land $286,110 Building $213,282
2022	$7,003.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 720 Gough Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2017 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 720 Gough Ave is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TEMPLETON CSD serves 8,041 people · EPA ID CA4010019
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Surfnet Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, GeoLinks, Ranch Wifi, Verizon.

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