Lawrence County property record for 720 Gibbs Ave, Mount Vernon, MO 65712
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,634 sqft · built 1994 |
| Lot Size | 0.316 acres (13,780 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $230,000 (Dec 2025) |
| Tax Bill | $1,459 (2025) |
| Deeds & Mortgages | Sep 2021 Line of Credit Dec 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 087036001004001000 |
| Primary APN | 087036001004001000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,634 sqft Living Area |
| 1st Floor Area | 1,634 sqft |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 13,780 sqft (0.316 acres) |
| Lot Dimensions | 130 ft deep x 106 ft wide |
| Street Address | 720 GIBBS AVE |
|---|---|
| City | MOUNT VERNON |
| State | MO |
| Zip | 65712-1646 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 RUTLEDGE S/D |
| Legal Range | 27 |
| Legal Township | 28 |
| Legal Section | 36 |
| Legal Subdivision | RUTLEDGE |
| Legal Lot Number | 1 |
| Jurisdiction | LAWRENCE MO |
| Township / Civil Division | MOUNT VERNON |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 470202 |
Source: Lawrence County records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 720 GUBBS ST, NORWOOD, MO 65717 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Sep 23, 2021 | Deed of Trust, Mortgage · Line of Credit MID MISSOURI BANK |
| Dec 31, 2025 | Personal Representative Deed, Transfer · Conventional Mortgage MID MISSOURI BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 31, 2025 · Amount on Record |
| Deed Sale | Dec 31, 2025 · Amount on Record |
| Deed Document Number | 20256472 |
| Deed Book / Page | 2025 / 6472 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAWRENCE MO |
| Property Address | 720 GIBBS AVE, MOUNT VERNON, MO 65712-1646 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2026 |
| Name | Verified Name |
|---|---|
| Address | 300 E MOUNT VERNON BLVD, MOUNT VERNON, MO 65712-2024 |
| Document Number | 00457/5827 |
|---|---|
| Date | Sep 23, 2021 |
| Book Page | 457/5827 |
| Instrument | 2021-00005874 |
| Name | MID MISSOURI BANK |
|---|---|
| Type | Bank |
| Address | SPRINGFIELD, MO 65814 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | LAWRENCE MO |
| Recording Date | Dec 31, 2025 |
| Property Address | 720 GIBBS AVE, MOUNT VERNON, MO 65712-1646 |
| Document Number | 02025/6472 |
| Book / Page | 2025 / 6472 |
| Instrument Date | Dec 31, 2025 |
| Instrument | 2025006472 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 720 GIBBS AVE, MOUNT VERNON, MO 65712-1646 |
| Document Number | 0020256473 |
|---|---|
| Date | Dec 31, 2025 |
| Instrument | 2025/6473 |
| Name | MID MISSOURI BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
Source: Lawrence County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Lawrence County |
| Municipality | Mount Vernon City |
| Unified School District | Mount Vernon R-V School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $29,690 (-) Land $2,410 Building $27,280 | ||
| 2025 | $1,459.00 | $29,690 (+9.88%) Land $2,410 Building $27,280 | $142,211 (-) |
| 2024 | $1,459.00 (+9.29%) | ||
| 2023 | $1,335.00 (+7.14%) | $27,020 Land $2,410 Building $24,610 | $142,211 |
| 2022 | $1,246.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2008) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2008 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 93% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOUNT VERNON PWS serves 4,575 people · EPA ID MO5010553 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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