Lorain County property record for 720 Georgetown Ave, Elyria, OH 44035 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1970 |
| Square Footage | 1,292 sqft Living Area |
| Lot Size | 6,534 sqft (0.15 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $108,900 (2002) |
| Tax Bill | $2,731.00 (2025) |
| Primary APN | 06-25-028-103-053 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 10 Rooms |
| Building Area | 1,292 sqft Living Area |
| 1st Floor | 786 sqft 1st Floor |
| 2nd Floor | 528 sqft 2nd Floor |
| Family Room | Family Room |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Traditional Style |
| Exterior Material | Brick Exterior |
| Construction Type | Frame Construction |
| Foundation Type | Mat/Raft Foundation (Slab) Foundation |
| Lot Area | 6,534 sqft (0.15 acres) |
| Depth X Width | 130 ft x 53 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 437 sqft Garage |
| Deck Area | 110 sqft Deck |
|---|---|
| Patio Area | 450 sqft Patio |
| Porch | 1 Porch |
| Porch Area | 32 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 720 GEORGETOWN AVE |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-1810 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | AUD FAIRWOOD 1 REV 53.30 X 130 S/L 66 |
| Legal Subdivision | FAIRWOOD |
| Legal Tract | 25 |
| Legal Block | 103 |
| Legal Lot Number | 66 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | ELYRIA |
| Census Blockgroup | 3 |
| Census Block | 3010 |
| Census Tract | 70102 |
Source: Lorain County records · APN 06-25-028-103-053
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 720 GEORGETOWN AVE, ELYRIA, OH 44035-1810 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Feb 24, 2022 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FREEDOM MORTGAGE CORP |
| Aug 05, 2022 | Deed of Trust, Mortgage · Line of Credit ACHIEVE CREDIT UNION |
| Aug 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ACHIEVE FIN'L CU |
| Feb 22, 2018 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage HOME PT FIN'L |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 27, 2002 · Amount on Record |
| Deed Sale | Dec 27, 2002 · Amount on Record |
| Prior Sale | Apr 16, 1999 · Amount on Record |
| Deed Doc Number | 2002007418 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 720 GEORGETOWN AVE, ELYRIA, OH 44035-1810 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000864161 |
|---|---|
| Date | Feb 24, 2022 |
| Instrument | 2022-0864161 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 314 Months |
| Due | Apr 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 720 GEORGETOWN AVE, ELYRIA, OH 44035-1810 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000886249 |
|---|---|
| Date | Aug 05, 2022 |
| Instrument | 2022-0886249 |
| Name | ACHIEVE CREDIT UNION |
|---|---|
| Address | ELYRIA, OH 44035 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 204 Months |
| Due | Aug 04, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 720 GEORGETOWN AVE, ELYRIA, OH 44035-1810 |
| Document Number | 0000778130 |
| Instrument Date | Aug 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 02, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 720 GEORGETOWN AVE ELYRIA OH 440351810, ELYRIA, OH 44035-1810 |
| Document Number | 0000778130 |
|---|---|
| Date | Sep 11, 2020 |
| Instrument | 778130 |
| Name | ACHIEVE FIN'L CU |
|---|---|
| Type | Credit Union |
| Address | 340 GRISWOLD RD, ELYRIA, OH 44035-2301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 204 Months |
| Due | Sep 10, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 720 GEORGETOWN AVE, ELYRIA, OH 44035-1810 |
| Document Number | 0000663114 |
| Instrument Date | Feb 22, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 720 GEORGETOWN AVE ELYRIA OH 440351810, ELYRIA, OH 44035-1810 |
| Document Number | 0000663114 |
|---|---|
| Date | Feb 28, 2018 |
| Instrument | 663114 |
| Name | HOME PT FIN'L |
|---|---|
| Address | PARSIPPANY, NJ 07054 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 27, 2048 |
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,731.00 | $57,990 (+%) Land $8,440 Building $49,550 | $165,680 (-) Land $24,100 Building $141,580 |
| 2024 | $2,731.00 (+15.67%) | $57,988 (+33.79%) Land $8,435 Building $49,553 | $165,680 (+33.8%) Land $24,100 Building $141,580 |
| 2023 | $2,361.00 (+0.34%) | $43,341 (+%) Land $9,289 Building $34,052 | $123,830 (-) Land $26,540 Building $97,290 |
| 2022 | $2,353.00 | $43,340 Land $9,290 Building $34,050 | |
| 2021 | $123,830 Land $26,540 Building $97,290 |
720 Georgetown Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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