720 Gates Ter, Union, NJ 07083 Property Records

Union County and Union Township property record for 720 Gates Ter, Union, NJ 07083

Property Summary

Property Type	Single Family Home
Details	2,646 sqft · built 1961
Lot Size	0.134 acres (5,854 sqft)
Owner	Company Name on Record
Last Sale	$561,000 (Oct 2020)
Tax Bill	$16,933 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-00406-0000-00004`

Property Details

APN / Parcel Number

Primary APN	`19-00406-0000-00004`

Interior

Stories	2 Stories
Building Area	2,646 sqft Living Area

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Cape Cod
Construction Type	Frame
Lot Area	5,854 sqft (0.134 acres)
Lot Dimensions	97 ft deep x 60 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	720 GATES TER
City	UNION
State	NJ
Zip	07083-8014
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	VICTORIA PARK
Legal Block	406
Legal Lot Number	4
Jurisdiction	UNION NJ
Township / Civil Division	UNION
Census Block Group	2
Census Block	2007
Census Tract	33502

Owner

Source: Union County and Union Township records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	142 N 21ST ST, KENILWORTH, NJ 07033-1206
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2020 · Amount on Record
Deed Sale	Oct 1, 2020 · Amount on Record
Prior Sale	Mar 16, 1999 · Amount on Record
Deed Document Number	2020328622
Deed Book / Page	6384 / 2155
Prior Transfer Date	Jun 26, 2014
Prior Transfer Doc	0060220307
Record Updated	Oct 29, 2026

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Oct 1, 2020
Property Address	720 GATES TER, UNION, NJ 07083-8014
Document Number	0063842155
Book / Page	6384 / 2155
Instrument Date	Sep 21, 2020
Instrument	328622
Transaction Type	Transfer
Record Updated	Aug 19, 2022
Title Company	TWO RIVERS TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,771.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13 OAK KNOLL LN, 13, BEDMINSTER, NJ 07921-2042

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 GATES TER, UNION, NJ 07083-8014

Mortgage

Document Number	0000700081
Date	Oct 1, 2020
Instrument	700081

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Union County and Union Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Union Township
Unified School District	Union Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$72,600 (-) Land $20,200 Building $52,400	$72,600 (-) Land $20,200 Building $52,400
2025	$16,933.00 (+4.35%)	$72,600 (-) Land $20,200 Building $52,400	$72,600 (-) Land $20,200 Building $52,400
2024	$16,227.00 (+6.86%)
2023		$72,600 Land $20,200 Building $52,400	$72,600 Land $20,200 Building $52,400
2022	$15,185.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 984 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Optimum.

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