720 Garford Ave, Elyria, OH 44035 Property Records

Lorain County property record for 720 Garford Ave, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,668 sqft · built 1955
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Last Sale	$120,000 (Feb 2018)
Tax Bill	$2,863 (2025)
Deeds & Mortgages	Feb 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-25-005-113-009`

Property Details

APN / Parcel Number

Primary APN	`06-25-005-113-009`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,668 sqft Living Area
1st Floor Area	901 sqft
2nd Floor Area	763 sqft
Attic Area	366 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	140 ft deep x 68 ft wide
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	24 sqft
Patio Area	306 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	720 GARFORD AVE
City	ELYRIA
State	OH
Zip	44035-6649
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	33-06-122 -478-00
Legal Subdivision	EAST/BLACK RIVER
Legal Tract	25
Legal Block	113
Legal Lot Number	5
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	2
Census Block	2007
Census Tract	71100

Owner

Source: Lorain County assessment roll, as of August 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	720 GARFORD AVE, ELYRIA, OH 44035-6649
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 9, 2018 · Amount on Record
Deed Sale	Feb 9, 2018 · Amount on Record
Deed Document Number	2018090458
Record Updated	Jun 8, 2026

February 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	LORAIN OH
Recording Date	Feb 9, 2018
Property Address	720 GARFORD AVE, ELYRIA, OH 44035-6649
Document Number	0000661256
Map Reference	MB340 PG 745
Instrument Date	Feb 8, 2018
Instrument	2018-0661256
Transaction Type	Transfer
Record Updated	Apr 29, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$480.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 GARFORD AVE, ELYRIA, OH 44035-6649

Mortgage

Document Number	0000661257
Date	Feb 9, 2018
Instrument	2018-0661257

Lender

Name	HOWARD HANNA MORTGAGE SVCS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,863.00	$57,410 (+0.01%) Land $9,370 Building $48,040	$164,020 (-) Land $26,760 Building $137,260
2024	$2,863.00 (+5.68%)	$57,407 (+20.1%) Land $9,366 Building $48,041	$164,020 (+20.1%) Land $26,760 Building $137,260
2023	$2,709.00 (+1.88%)	$47,800 (-) Land $9,594 Building $38,206	$136,570 (-) Land $27,410 Building $109,160
2022	$2,659.00	$47,800 Land $9,590 Building $38,210
2021			$136,570 Land $27,410 Building $109,160

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 621 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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