720 Fulton St, Morris, IL 60450 Property Records

Grundy County property record for 720 Fulton St, Morris, IL 60450

Property Summary

Property Type	Single Family Home
Details	1,966 sqft · built 1900
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$230,000 (Mar 2015)
Tax Bill	$6,892 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Jul 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-04-406-002`

Property Details

APN / Parcel Number

Primary APN	`05-04-406-002`

Interior

Building Area	1,966 sqft Total Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	7,405 sqft (0.17 acres)

Location & Zoning

Street Address	720 FULTON ST
City	MORRIS
State	IL
Zip	60450-1826
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHAPINS 2ND ADD LT 2 BLK 11 SEC 4-33-7
Legal Range	07W
Legal Township	33N
Legal Section	04
Legal Subdivision	CHAPINS SECOND ADDITION
Legal Block	11
Legal Lot Number	2
Jurisdiction	GRUNDY IL
Township / Civil Division	MORRIS
Census Block Group	1
Census Block	1034
Census Tract	400

Owner

Source: Grundy County records, as of June 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	720 FULTON ST, MORRIS, IL 60450-1826
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2025	Deed of Trust, Mortgage · FHA Mortgage HUD
Jul 14, 2022	Deed of Trust, Mortgage · Stand-Alone First Mortgage HUD
Feb 26, 2018	Loan Modification, Mortgage · FHA Mortgage CORNERSTONE MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 27, 2015 · Amount on File
Deed Sale	Mar 27, 2015 · Amount on File
Prior Sale	Jan 8, 2014
Deed Document Number	2015553034
Prior Transfer Date	Jan 7, 2014
Prior Transfer Doc	0000544249
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRUNDY IL
Property Address	720 FULTON ST, MORRIS, IL 60450-1826
Transaction Type	Mortgage
Record Updated	Oct 1, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000633875
Date	Sep 3, 2025
Instrument	633875

Lender

Name	HUD
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	300 Months
Due	Nov 1, 2050

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRUNDY IL
Property Address	720 FULTON ST, MORRIS, IL 60450-1826
Transaction Type	Mortgage
Record Updated	Jul 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000614420
Date	Jul 14, 2022
Instrument	614420

Lender

Name	HUD
Type	Government Agency

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	336 Months
Due	Nov 1, 2050

Interest

Rate Type	Fixed Rate

February 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	GRUNDY IL
Property Address	720 FULTON ST, MORRIS, IL 60450-1826
Document Number	0000576481
Instrument Date	Feb 26, 2018
Transaction Type	Mortgage
Record Updated	May 1, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	720 FULTON ST MORRIS IL 604501826, MORRIS, IL 60450-1826

Mortgage

Document Number	0000576481
Date	Apr 2, 2018
Instrument	576481

Lender

Name	CORNERSTONE MTG
Type	Mortgage Company
Address	LAKE ZURICH, IL 60047

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2048

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Grundy County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Grundy County
County Subdivision	Morris Township
Municipality	Morris City
Elementary School District	Morris School District 54 (PK - 08)
Secondary School District	Morris Community High School District 101 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,892.00 (+37.26%)	$88,062 (+25.52%) Land $12,314 Building $75,748	$264,186 (+25.52%) Land $36,942 Building $227,244
2022	$5,021.00 Homeowner's exemption	$70,160 Land $9,811 Building $60,349	$210,480 Land $29,433 Building $181,047

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	19 (1978–2019)
Most Recent Claim	Sep 2019 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 10 claims Severe Storms And Flooding, Aug 2007 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORRIS serves 14,775 people · EPA ID IL0630600
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Watch TV.

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