720 Front St, Gays, IL 61928 Property Records

Moultrie County property record for 720 Front St, Gays, IL 61928

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 2,256 sqft · built 1910
Lot Size	0.673 acres (29,316 sqft)
Owner	Individual Name on File
Last Sale	$88,000 (Oct 2019)
Tax Bill	$1,343 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-11-26-220-004`

Property Details

APN / Parcel Number

Primary APN	`11-11-26-220-004`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,256 sqft Living Area
1st Floor Area	1,333 sqft
Basement Area	326 sqft
Unfinished Basement	326 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	A-Frame
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	29,316 sqft (0.673 acres)
Lot Dimensions	282 ft deep x 104 ft wide
Garage Type	Detached
Garage Area	1,120 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	245 sqft
Patio Area	130 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	720 FRONT ST
City	GAYS
State	IL
Zip	61928-9771
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG SELY COR B13, SLY8.7', L90154'3.5IN, L90208.7',, L90154'3.5IN, L90208.7' TO POB; ALSO BEG 50'E , SECOR B13, N PARALLEL OF
Legal Range	06
Legal Township	12
Legal Section	26
Legal Subdivision	NONE
Jurisdiction	MOULTRIE IL
Township / Civil Division	WHITLEY
Census Block Group	4
Census Block	4069
Census Tract	976900

Owner

720 Front St is owned and occupied by an individual who bought it in October 2019.

Source: Moultrie County records, as of June 16, 2026

Owner of Record	Individual Name on File
Mailing Address	720 FRONT ST, GAYS, IL 61928-9771
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2022	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Oct 3, 2019	Warranty Deed, Transfer · Conventional Mortgage PNC BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2019 · Amount on File
Deed Sale	Oct 3, 2019 · Amount on File
Deed Document Number	2019310613
Prior Transfer Date	Jul 30, 2009
Prior Transfer Doc	0000288795
Record Updated	Sep 20, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOULTRIE IL
Recording Date	Feb 9, 2022
Property Address	720 FRONT ST, GAYS, IL 61928-9771
Document Number	0000315925
Instrument Date	Oct 29, 2021
Instrument	315925
Transaction Type	Transfer
Record Updated	Jul 19, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 FRONT ST, GAYS, IL 61928-9771

Mortgage

Document Number	0000315926
Date	Feb 9, 2022
Instrument	315926

Lender

Name	CALIBER HOME LOANS INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOULTRIE IL
Recording Date	Oct 3, 2019
Property Address	720 FRONT ST, GAYS, IL 61928-9771
Document Number	0000310613
Instrument Date	Oct 3, 2019
Instrument	310613
Transaction Type	Transfer
Record Updated	Jul 19, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$132.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2323 NEWMARK DR, MIAMISBURG, OH 45342-5404

Mortgage

Document Number	0000310614
Date	Oct 3, 2019
Instrument	310614

Lender

Name	PNC BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate
Rate	4.38%

Tax Assessment & Valuation

The 2025 property tax bill for 720 Front St was $1,343 with a homeowner's exemption.

Source: Moultrie County assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Moultrie County
County Subdivision	Whitley Township
Municipality	Gays Village
Unified School District	Windsor Community Unit School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,343.00	$31,547 Land $5,808 Building $25,739	$94,641 Land $17,424 Building $77,217

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 720 Front St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 1, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 720 Front St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Nextlink Fixed Wireless	500 / 200
Fidium Fiber DSL	500 / 75
GigFire Fixed Wireless	150 / 130

May also be available: Shawnee Communications, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Front St

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