720 Finley Ave, Big Rapids, MI 49307 Property Records

Mecosta County property record for 720 Finley Ave, Big Rapids, MI 49307

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,010 sqft · built 1900
Lot Size	0.138 acres (6,011 sqft)
Owner	Individual Name on Record
Last Sale	$60,000 (Apr 2025)
Tax Bill	$1,940 (2025)
Deeds & Mortgages	Apr 2024 Transfer Aug 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-10-280-002`

Property Details

APN / Parcel Number

Primary APN	`17-10-280-002`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	1,010 sqft Total Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1920
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	6,011 sqft (0.138 acres)
Lot Dimensions	120 ft deep x 50 ft wide
Porch	Slab
Porch Area	97 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	720 FINLEY AVE
City	BIG RAPIDS
State	MI
Zip	49307-1006
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	000720 FINLEY AVENUE: ROSE'S SECOND ADDITION -- BLK 3, LOT 11
Legal Subdivision	ROSE'S SECOND ADDITION
Legal Block	3
Legal Lot Number	11
Jurisdiction	MECOSTA MI
Township / Civil Division	BIG RAPIDS
Census Block Group	4
Census Block	4015
Census Tract	960500

Owner

Source: Mecosta County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	720 FINLEY AVE, BIG RAPIDS, MI 49307-1006
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2024	Quit Claim Deed, Transfer Quitclaim
Aug 3, 2023	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 3, 2025 · Amount on Record
Deed Sale	Apr 3, 2025 · Amount on Record
Prior Sale	Aug 3, 2023 · Amount on Record
Deed Document Number	20252304
Deed Book / Page	933 / 5811
Prior Transfer Date	Feb 7, 2025
Prior Transfer Doc	00933/5811
Record Updated	Oct 29, 2026

April 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MECOSTA MI
Recording Date	Apr 5, 2024
Property Address	720 FINLEY AVE, BIG RAPIDS, MI 49307-1006
Document Number	00928/4914
Book / Page	928 / 4914
Instrument Date	Apr 4, 2024
Instrument	202400002234
Transaction Type	Transfer
Record Updated	Apr 23, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	720 FINLEY AVE, BIG RAPIDS, MI 49307-1006

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	369 COLUMBIAVILLE RD, COLUMBIAVILLE, MI 48421-9779

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECOSTA MI
Recording Date	Aug 3, 2023
Property Address	720 FINLEY AVE, BIG RAPIDS, MI 49307-1006
Document Number	00925/1440
Book / Page	925 / 1440
Map Reference	LB 1 PG 41
Instrument Date	Jul 28, 2023
Instrument	202300004847
Transaction Type	Transfer
Record Updated	Aug 30, 2023
Title Company	SUN TITLE AGENCY/MI LLC, SUN TITLE AGENCY OF MI LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$937.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5630 BILLOWING LN, BRADENTON, FL 34203-8616

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 FINLEY AVE, BIG RAPIDS, MI 49307-1006

Mortgage

Document Number	202300004848
Date	Aug 3, 2023
Instrument	202300004848

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

Tax Assessment & Valuation

Source: Mecosta County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Big Rapids City
County	Mecosta County
Unified School District	Big Rapids Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$58,700 (+6.73%)	$117,400 (+6.73%)
2025	$1,940.00 (+2.97%) Homeowner's exemption	$55,000 (+22.22%)	$110,000 (+22.22%)
2024	$1,884.00
2023		$45,000	$90,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BIG RAPIDS serves 10,403 people · EPA ID MI0000710
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2023
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Point Broadband, T-Mobile, Verizon.

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