720 Ferndale Rd, Salisbury, MD 21801 Property Records

Wicomico County property record for 720 Ferndale Rd, Salisbury, MD 21801

Property Summary

Property Type	Single Family Home
Details	1 ba · 875 sqft · built 1947
Lot Size	0.212 acres (9,250 sqft)
Owner	Company Name on Record
Last Sale	$60,000 (May 2022)
Tax Bill	$891 (2025)
Deeds & Mortgages	Apr 2021 Reverse Mortgage May 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-048316`

Property Details

APN / Parcel Number

Primary APN	`09-048316`
Alternative APN	`048316`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	875 sqft Total Area

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	9,250 sqft (0.212 acres)
Porch	Slab
Porch Area	140 sqft

Utilities, Heating & Cooling

Heating System	Radiant
Sewer	Connected

Location & Zoning

Account Number	048316
Street Address	720 FERNDALE RD
City	SALISBURY
State	MD
Zip	21801-4161
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	9,250 SQFT 720 FERNDALE ROAD CITY OF SALIS
Legal Subdivision	THE OAKS DEVELOPMENT COMPANY
Jurisdiction	WICOMICO MD
Township / Civil Division	9, SALISBURY
Census Block Group	1
Census Block	1003
Census Tract	200

Owner

Source: Wicomico County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4901 RAVENWOOD RD, VIENNA, MD 21869-1555
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2021	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
May 3, 2022	Deed, Transfer
Feb 6, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 3, 2022 · Amount on Record
Deed Sale	May 3, 2022 · Amount on Record
Deed Book / Page	5089 / 87
Prior Transfer Date	Feb 5, 2020
Prior Transfer Doc	0045910143
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WICOMICO MD
Property Address	720 FERNDALE RD, SALISBURY, MD 21801-4161
Transaction Type	Mortgage
Record Updated	Apr 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0048260049
Date	Apr 6, 2021
Book Page	4826/49

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Change Frequency	Annually
Index	1-Year LIBOR

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	WICOMICO MD
Recording Date	May 3, 2022
Property Address	720 FERNDALE RD, SALISBURY, MD 21801-4161
Document Number	0050890087
Book / Page	5089 / 87
Map Reference	LB JCK 148 FO 1
Instrument Date	Apr 29, 2022
Transaction Type	Transfer
Record Updated	May 17, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	323 PARKER RD, SALISBURY, MD 21804-1929

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WICOMICO MD
Recording Date	Feb 6, 2020
Property Address	720 FERNDALE RD, SALISBURY, MD 21801-4161
Document Number	0045910143
Book / Page	004591 / 000143
Instrument Date	Feb 5, 2020
Transaction Type	Transfer
Record Updated	Feb 27, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 FERNDALE RD SALISBURY MD 218014161, SALISBURY, MD 21801-4161

Tax Assessment & Valuation

Source: Wicomico County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Wicomico County
Municipality	Salisbury City
Unified School District	Wicomico County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$98,767 (+2.1%)	$100,800 (-) Land $19,700 Building $81,100
2025	$891.00 (+1.14%)	$96,733 (+9.47%)	$100,800 (+6.44%) Land $19,700 Building $81,100
2023	$881.00	$88,367	$94,700 Land $19,700 Building $75,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SALISBURY serves 30,343 people · EPA ID MD0220004
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 503 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Simple Fiber.

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