720 Emerald Way, Odenton, MD 21113 Property Records

Anne Arundel County property record for 720 Emerald Way, Odenton, MD 21113

Property Summary

Property Type	Condominium
Details	2 ba · 1,366 sqft · built 2005
Lot Size	0.036 acres (1,586 sqft)
Owner	2 Individual Names on File
Last Sale	$401,000 (Jul 2021)
Tax Bill	$4,227 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-813-90220985`

Property Details

APN / Parcel Number

Primary APN	`04-813-90220985`
Alternative APNs	`4-813-90220985` `81390220985`

Interior

Full Baths	2 Baths
Building Area	1,366 sqft Living Area
1st Floor Area	1,366 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Condo/Apartment
Lot Area	1,586 sqft (0.036 acres)
Garage Type	Attached
Garage Area	220 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	81390220985
Street Address	720 EMERALD WAY
City	ODENTON
State	MD
Zip	21113-3767
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	DD
Legal Description	UT 3 BLD 18 PH 1 VILLAS/ROCK OAK CONDO II
Legal Subdivision	VILLAS/ROCK OAK CONDO II
Legal Phase	1
Legal Block	2
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	4
Census Block Group	2
Census Block	2003
Census Tract	740701

Owner

720 Emerald Way, a condominium, is owned and occupied by two individuals who bought it in July 2021.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	720 EMERALD WAY, 720, ODENTON, MD 21113-3767
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2022	Deed of Trust, Mortgage · VA Mortgage SANDY SPRING BANK
Jul 19, 2021	Deed, Transfer · VA Mortgage SANDY SPRING BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 2021 · Amount on File
Deed Sale	Jul 19, 2021 · Amount on File
Prior Sale	Feb 16, 2005 · Amount on File
Deed Book / Page	37223 / 63
Prior Transfer Date	Sep 20, 2012
Prior Transfer Doc	0251640206
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	720 EMERALD WAY, ODENTON, MD 21113-3767
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	HOME FIRST TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 EMERALD WAY 702, 702, ODENTON, MD 21113-3767

Mortgage

Document Number	0382270005
Date	Jan 18, 2022
Book Page	38227/5

Lender

Name	SANDY SPRING BANK
Type	Bank
Address	OLNEY, MD 20832

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	354 Months
Due	Jul 1, 2051

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jul 19, 2021
Property Address	720 EMERALD WAY, ODENTON, MD 21113-3767
Document Number	0372230063
Book / Page	37223 / 63
Map Reference	MB 108 FO 11-14
Instrument Date	May 27, 2021
Transaction Type	Transfer
Record Updated	Aug 11, 2021
Title Company	HOME FIRST TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,015.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	720 EMERALD WAY, ODENTON, MD 21113-3767

Mortgage

Document Number	3722368
Date	Jul 19, 2021
Instrument	37223/68

Lender

Name	SANDY SPRING BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 720 Emerald Way was $4,227 with a homeowner's exemption, up 2.2% from the year before.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$397,433 (+3.55%)	$424,700 (+10.66%) Land $212,300 Building $212,400
2025	$4,227.00 (+2.18%) Homeowner's exemption	$383,800 Land $191,900 Building $191,900	$383,800 Land $191,900 Building $191,900
2024	$4,137.00 (+14.76%)
2023	$3,605.00 Homeowner's exemption	$342,800	$383,800 Land $191,900 Building $191,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 720 Emerald Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 720 Emerald Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CROFTON-ODENTON serves 62,986 people · EPA ID MD0020008
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2017–2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: Believe Broadband.

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