720 Elm St, Grayson, KY 41143 Property Records

Carter County property record for 720 Elm St, Grayson, KY 41143

Property Summary

Property Type	Apartments (5+ Units)
Details	1,716 sqft
Lot Size	0.213 acres (9,309 sqft)
Owner	Company Name on File
Last Sale	$89,000 (Oct 2017)
Tax Bill	$759 (2025)
Deeds & Mortgages	Oct 2017 Transfer Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`104-40-02-024.00`

Property Details

APN / Parcel Number

Primary APN	`104-40-02-024.00`
Alternative APN	`28300`

Interior

Stories	1 Story
Building Area	1,716 sqft Living Area

Exterior

Lot Area	9,309 sqft (0.213 acres)

Location & Zoning

Account Number	28300
Street Address	720 ELM ST
City	GRAYSON
State	KY
Zip	41143-1404
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Description	APARTMENT BLDG & LAND
Jurisdiction	CARTER KY
Township / Civil Division	GRAYSON
Census Block Group	2
Census Block	2008
Census Tract	960602

Owner

720 Elm St, a residential property, is owned by a company that bought it in October 2017.

Source: Carter County records, as of April 2, 2026

Owner of Record	Company Name on File
Mailing Address	326 S COURT ST, GRAYSON, KY 41143-1269
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2017	Intrafamily Transfer, Transfer
Oct 12, 2017	Deed, Transfer · Commercial Mortgage THE COMMERCIAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 12, 2017 · Amount on File
Deed Sale	Oct 12, 2017 · Amount on File
Deed Document Number	2017382047
Deed Book / Page	382 / 256
Record Updated	Jun 8, 2026

October 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CARTER KY
Recording Date	Oct 31, 2017
Property Address	720 ELM ST, GRAYSON, KY 41143-1404
Document Number	0OR383/148
Book / Page	OR383 / 148
Instrument Date	Oct 29, 2017
Instrument	382256
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	537 SQUARE LICK RD, OLIVE HILL, KY 41164-8001
Investor	Possibly a Property Investor

October 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	CARTER KY
Recording Date	Oct 12, 2017
Property Address	720 ELM ST, GRAYSON, KY 41143-1404
Document Number	0OR382/256
Book / Page	OR382 / 256
Instrument Date	Oct 6, 2017
Instrument	382047
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$89.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1005, GRAYSON, KY 41143-5005

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	269 AVIS DR, GRAYSON, KY 41143-8631
Investor	Possibly a Property Investor

Mortgage

Document Number	0OR382/259
Date	Oct 12, 2017
Book Page	OR382/259
Instrument	382048

Lender

Name	THE COMMERCIAL BANK
Type	Bank
Address	GRAYSON, KY 41143

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	60 Months
Due	Oct 5, 2022

Tax Assessment & Valuation

The 2025 property tax bill for 720 Elm St was $759.

Source: Carter County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Carter County
Municipality	Grayson City
Unified School District	Carter County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$759.00	$89,000	$89,000
2023	$767.00	$89,000	$89,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 720 Elm St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	Mar 2021 · Severe, Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 720 Elm St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 67% of Kentucky
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAYSON UTILITY COMMISSION serves 10,950 people · EPA ID KY0220164
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Optimum Cable	500 / 20
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Foothills Communications.

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